American Integrity Insurance Group, Inc. AII
Finances
| 2024 | 2023 | |
|---|---|---|
| Revenue | 204.354 M 1.73 % | 200.871 M |
| Net income | 39.742 M 5.15 % | 37.797 M |
| Income before tax | 51.039 M 14.04 % | 44.755 M |
| Income before tax ratio | 0.25 12.10 % | 0.22 |
| EBITDA | 53.880 M 17.18 % | 45.979 M |
| Net income ratio | 0.19 3.35 % | 0.19 |
| Ratio EBITDA | 0.26 15.19 % | 0.23 |
| Gross profit ratio | 0.40 2.19 % | 0.39 |
| Weighted average shs out dil | 19.582 M 0.00 % | 19.582 M |
| Weighted average shs out | 19.582 M 0.00 % | 19.582 M |
| EPS diluted | 1.94 5.43 % | 1.84 |
| Earnings per share | 1.94 5.43 % | 1.84 |
| Gross profit | 81.990 M 3.96 % | 78.867 M |
| Income tax expense | 11.297 M 62.36 % | 6.958 M |
| Cost of revenue | 122.364 M 0.30 % | 122.004 M |
| General and administrative expenses | 30.951 M -9.27 % | 34.112 M |
| Selling and marketing expenses | 0.000 | 0.000 |
| Other expenses | -81.990 M -3.96 % | -78.867 M |
| Operating expenses | -51.039 M -14.04 % | -44.755 M |
| Cost and expenses | -51.039 M -14.04 % | -44.755 M |
| Research and development expenses | 0.000 | 0.000 |
| Selling general and administrative expenses | 30.951 M -9.27 % | 34.112 M |
| Interest income | 0.000 | 0.000 |
| Interest expense | 0.000 | 0.000 |
| Depreciation and amortization | 2.841 M 132.11 % | 1.224 M |
| Operating income | 51.039 M 14.04 % | 44.755 M |
| Operating income ratio | 0.25 12.10 % | 0.22 |
| Total other income expenses net | 0.000 | 0.000 |
| 2024 | 2023 |
| 2024 | 2023 | |
|---|---|---|
| Net debt | -169.579 M -205.20 % | -55.563 M |
| Total investments | 214.045 M | 0.000 |
| Total debt | 3.641 M -40.13 % | 6.082 M |
| Accumulated other comprehensive income loss | -327.000 K 68.41 % | -1.035 M |
| Retained earnings | 152.432 M 22.23 % | 124.714 M |
| Common stock | 10.287 M 0.00 % | 10.287 M |
| Total equity | 162.392 M 21.22 % | 133.966 M |
| Other non current liabilities | 942.711 M 44.46 % | 652.556 M |
| Long term debt | 3.229 M -43.05 % | 5.670 M |
| Total non current liabilities | 947.062 M 43.18 % | 661.459 M |
| Other current liabilities | 20.058 M 290.46 % | 5.137 M |
| Deferred revenue | 0.000 | 0.000 |
| Short term debt | 412.000 K 0.00 % | 412.000 K |
| Total current liabilities | 88.691 M 33.15 % | 66.610 M |
| Total liabilities | 1.036 B 42.26 % | 728.069 M |
| Other non current assets | -218.386 M -206.11 % | 205.816 M |
| Long term investments | 214.045 M 209.68 % | -195.157 M |
| Intangible assets | 0.000 | 0.000 |
| GoodWill | 0.000 | 0.000 |
| Goodwill and intangible assets | 0.000 | 0.000 |
| Property plant equipment net | 4.341 M -25.37 % | 5.817 M |
| Total non current assets | 0.000 -100.00 % | 16.476 M |
| Other current assets | -775.944 M -443.44 % | 225.930 M |
| Short term investments | 89.033 M -54.38 % | 195.157 M |
| cash and cash equivalents | 173.220 M 181.00 % | 61.645 M |
| Cash and short term investments | 262.253 M 2.12 % | 256.802 M |
| Total current assets | 0.000 -100.00 % | 845.559 M |
| Inventory | 0.000 | 0.000 |
| Net receivables | 513.691 M 41.58 % | 362.827 M |
| Tax assets | 0.000 | 0.000 |
| Other assets | 1.198 B | 0.000 |
| Account payables | 56.348 M -7.72 % | 61.061 M |
| Tax payables | 11.873 M | 0.000 |
| Deferred revenue non current | 0.000 | 0.000 |
| Minority interest | 0.000 | 0.000 |
| Capital lease obligations | 2.612 M -43.72 % | 4.641 M |
| Preferred stock | 0.000 | 0.000 |
| Other total stockholders equity | 0.000 | 0.000 |
| Deferred tax liabilities non current | 1.122 M -65.30 % | 3.233 M |
| Other liabilities | 0.000 | 0.000 |
| Total assets | 1.198 B 38.99 % | 862.035 M |
| 2024 | 2023 |
| 2024 | 2023 | |
|---|---|---|
| Deferred income tax | -2.110 M -289.75 % | 1.112 M |
| Stock based compensation | 0.000 | 0.000 |
| Change in working capital | 110.638 M 18.07 % | 93.706 M |
| Accounts receivables | -14.825 M -86.76 % | -7.938 M |
| Inventory | 0.000 | 0.000 |
| Accounts payables | -4.713 M -827.31 % | 648.000 K |
| Other working capital | 130.176 M 28.89 % | 100.996 M |
| Other non cash items | -2.202 M 96.83 % | -69.401 M |
| Net cash provided by operating activities | 148.909 M 131.09 % | 64.438 M |
| Investments in property plant and equipment | -1.307 M -72.88 % | -756.000 K |
| Acquisitions net | 0.000 | 0.000 |
| Purchases of investments | -103.242 M -106.01 % | -50.116 M |
| Sales maturities of investments | 85.180 M 73.73 % | 49.031 M |
| Other investing activites | 0.000 | 0.000 |
| Net cash used for investing activites | -19.369 M -952.09 % | -1.841 M |
| Debt repayment | -412.000 K 20.00 % | -515.000 K |
| Common stock issued | 0.000 | 0.000 |
| Common stock repurchased | 0.000 | 0.000 |
| Dividends paid | -12.024 M -554.55 % | -1.837 M |
| Other financing activites | 0.000 | 0.000 |
| Net cash used provided by financing activities | -12.436 M -428.74 % | -2.352 M |
| Effect of forex changes on cash | 0.000 | 0.000 |
| Net change in cash | 117.104 M 94.38 % | 60.245 M |
| Cash at beginning of period | 62.168 M 3 132.87 % | 1.923 M |
| Cash at end of period | 179.272 M 188.37 % | 62.168 M |
| Operating cash flow | 148.909 M 131.09 % | 64.438 M |
| Capital expenditure | -1.307 M -72.88 % | -756.000 K |
| Free CashFlow | 147.602 M 131.78 % | 63.682 M |
| 2024 | 2023 |
| 2025-06-30 | 2025-03-31 | 2024-03-31 | |
|---|---|---|---|
| Revenue | 74.499 M 3.63 % | 71.886 M 62.24 % | 44.308 M |
| Net income | 27.494 M -27.83 % | 38.096 M 214.69 % | 12.106 M |
| Income before tax | 24.097 M -43.84 % | 42.909 M 222.45 % | 13.307 M |
| Income before tax ratio | 0.32 -45.81 % | 0.60 98.75 % | 0.30 |
| EBITDA | 0.000 -100.00 % | 43.406 M 210.15 % | 13.995 M |
| Net income ratio | 0.37 -30.36 % | 0.53 93.96 % | 0.27 |
| Ratio EBITDA | 0.00 -100.00 % | 0.60 91.17 % | 0.32 |
| Gross profit ratio | 0.00 -100.00 % | 0.67 58.88 % | 0.42 |
| Weighted average shs out dil | 16.962 M -13.38 % | 19.582 M 0.00 % | 19.582 M |
| Weighted average shs out | 16.962 M -13.38 % | 19.582 M 0.00 % | 19.582 M |
| EPS diluted | 1.62 -16.92 % | 1.95 214.52 % | 0.62 |
| Earnings per share | 1.62 -16.92 % | 1.95 214.52 % | 0.62 |
| Gross profit | 0.000 -100.00 % | 47.917 M 157.77 % | 18.589 M |
| Income tax expense | -3.397 M -170.58 % | 4.813 M 300.75 % | 1.201 M |
| Cost of revenue | 0.000 -100.00 % | 23.969 M -6.80 % | 25.719 M |
| General and administrative expenses | 22.932 M 357.91 % | 5.008 M -5.19 % | 5.282 M |
| Selling and marketing expenses | 0.000 | 0.000 | 0.000 |
| Other expenses | 0.000 | 0.000 | 0.000 |
| Operating expenses | 22.932 M 357.91 % | 5.008 M -5.19 % | 5.282 M |
| Cost and expenses | 0.000 -100.00 % | 28.977 M -6.53 % | 31.001 M |
| Research and development expenses | 0.000 | 0.000 | 0.000 |
| Selling general and administrative expenses | 22.932 M 357.91 % | 5.008 M -5.19 % | 5.282 M |
| Interest income | 0.000 | 0.000 | 0.000 |
| Interest expense | 0.000 | 0.000 | 0.000 |
| Depreciation and amortization | 0.000 -100.00 % | 497.000 K -27.76 % | 688.000 K |
| Operating income | 0.000 -100.00 % | 42.909 M 222.45 % | 13.307 M |
| Operating income ratio | 0.00 -100.00 % | 0.60 98.75 % | 0.30 |
| Total other income expenses net | 0.000 | 0.000 | 0.000 |
| 2025-06-30 | 2025-03-31 | 2024-03-31 |
| 2025-06-30 | 2025-03-31 | |
|---|---|---|
| Net debt | -258.785 M -10.89 % | -233.380 M |
| Total investments | 275.418 M 33.55 % | 206.232 M |
| Total debt | 824.000 K -72.86 % | 3.036 M |
| Accumulated other comprehensive income loss | 987.000 K 736.44 % | 118.000 K |
| Retained earnings | 195.147 M 11.10 % | 175.653 M |
| Common stock | 20.000 K -99.81 % | 10.287 M |
| Total equity | 301.874 M 62.25 % | 186.058 M |
| Other non current liabilities | 1.286 B 38.36 % | 929.441 M |
| Long term debt | 824.000 K -72.86 % | 3.036 M |
| Total non current liabilities | 1.287 B 38.31 % | 930.400 M |
| Other current liabilities | 0.000 100.00 % | -1.277 M |
| Deferred revenue | 0.000 | 0.000 |
| Short term debt | 0.000 | 0.000 |
| Total current liabilities | 2.802 M -84.68 % | 18.290 M |
| Total liabilities | 1.290 B 35.93 % | 948.690 M |
| Other non current assets | 0.000 | 0.000 |
| Long term investments | 0.000 | 0.000 |
| Intangible assets | 0.000 | 0.000 |
| GoodWill | 0.000 | 0.000 |
| Goodwill and intangible assets | 0.000 | 0.000 |
| Property plant equipment net | 3.504 M -7.15 % | 3.774 M |
| Total non current assets | 12.211 M 223.56 % | 3.774 M |
| Other current assets | 0.000 100.00 % | -645.936 M |
| Short term investments | 0.000 | 0.000 |
| cash and cash equivalents | 259.609 M 9.81 % | 236.416 M |
| Cash and short term investments | 259.609 M -41.35 % | 442.648 M |
| Total current assets | 318.234 M 8.65 % | 292.909 M |
| Inventory | 0.000 | 0.000 |
| Net receivables | 58.625 M -88.19 % | 496.197 M |
| Tax assets | 8.707 M | 0.000 |
| Other assets | 1.261 B 50.47 % | 838.065 M |
| Account payables | 0.000 -100.00 % | 1.277 M |
| Tax payables | 2.802 M -84.68 % | 18.290 M |
| Deferred revenue non current | 0.000 | 0.000 |
| Minority interest | 0.000 | 0.000 |
| Capital lease obligations | 0.000 -100.00 % | 2.110 M |
| Preferred stock | 0.000 | 0.000 |
| Other total stockholders equity | 105.720 M | 0.000 |
| Deferred tax liabilities non current | 0.000 -100.00 % | 33.000 K |
| Other liabilities | 0.000 | 0.000 |
| Total assets | 1.591 B 40.25 % | 1.135 B |
| 2025-06-30 | 2025-03-31 |
| 2025-06-30 | 2025-03-31 | 2024-03-31 | |
|---|---|---|---|
| Deferred income tax | -8.739 M -701.74 % | -1.090 M -19.26 % | -914.000 K |
| Stock based compensation | 10.433 M | 0.000 | 0.000 |
| Change in working capital | -31.099 M -200.00 % | 31.099 M 198.69 % | -31.511 M |
| Accounts receivables | 4.899 M 200.00 % | -4.899 M -53.91 % | -3.183 M |
| Inventory | 0.000 | 0.000 | 0.000 |
| Accounts payables | 55.072 M 200.00 % | -55.072 M 9.81 % | -61.061 M |
| Other working capital | -91.070 M -200.00 % | 91.070 M 178.22 % | 32.733 M |
| Other non cash items | 28.657 M 5 642.94 % | -517.000 K 0.58 % | -520.000 K |
| Net cash provided by operating activities | 27.396 M -59.76 % | 68.085 M 437.87 % | -20.151 M |
| Investments in property plant and equipment | -471.000 K -336.11 % | -108.000 K 81.85 % | -595.000 K |
| Acquisitions net | 0.000 | 0.000 | 0.000 |
| Purchases of investments | -111.357 M -116.57 % | -51.419 M -585.50 % | -7.501 M |
| Sales maturities of investments | 43.616 M -27.15 % | 59.870 M 1 595.07 % | 3.532 M |
| Other investing activites | 0.000 | 0.000 | 0.000 |
| Net cash used for investing activites | -68.212 M -917.60 % | 8.343 M 282.80 % | -4.564 M |
| Debt repayment | 0.000 100.00 % | -103.000 K 0.00 % | -103.000 K |
| Common stock issued | 0.000 | 0.000 | 0.000 |
| Common stock repurchased | 0.000 | 0.000 | 0.000 |
| Dividends paid | -14.875 M 0.00 % | -14.875 M -269.84 % | -4.022 M |
| Other financing activites | 91.792 M | 0.000 | 0.000 |
| Net cash used provided by financing activities | 76.917 M 613.53 % | -14.978 M -263.10 % | -4.125 M |
| Effect of forex changes on cash | 0.000 | 0.000 | 0.000 |
| Net change in cash | 36.101 M -41.25 % | 61.450 M 313.07 % | -28.840 M |
| Cash at beginning of period | 240.722 M 34.28 % | 179.272 M 188.37 % | 62.168 M |
| Cash at end of period | 276.823 M 15.00 % | 240.722 M 622.28 % | 33.328 M |
| Operating cash flow | 27.396 M -59.76 % | 68.085 M 437.87 % | -20.151 M |
| Capital expenditure | -471.000 K -336.11 % | -108.000 K 81.85 % | -595.000 K |
| Free CashFlow | 26.925 M -60.39 % | 67.977 M 427.66 % | -20.746 M |
| 2025 | 2025 | 2024 |