Andover Bancorp, Inc. ^ANDC

Finances

	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Revenue	18.183 M ^{-0.41 %}	18.258 M ^{-7.47 %}	19.732 M ^{4.91 %}	18.807 M ^{6.97 %}	17.582 M ^{0.48 %}	17.499 M ^{3.52 %}	16.903 M ^{8.44 %}	15.588 M ^{-1.98 %}	15.903 M ^{10.20 %}	14.430 M
Net income	3.157 M ^{-16.43 %}	3.778 M ^{-22.46 %}	4.873 M ^{-9.64 %}	5.393 M ^{26.64 %}	4.258 M ^{14.37 %}	3.723 M ^{-2.62 %}	3.823 M ^{-0.27 %}	3.834 M ^{2.05 %}	3.757 M ^{14.24 %}	3.288 M
Income before tax	3.276 M ^{-16.43 %}	3.919 M ^{-22.79 %}	5.076 M ^{-12.83 %}	5.824 M ^{26.67 %}	4.598 M ^{12.13 %}	4.100 M ^{-1.06 %}	4.144 M ^{3.62 %}	3.999 M ^{-9.70 %}	4.429 M ^{25.48 %}	3.529 M
Income before tax ratio	0.18 ^{-16.08 %}	0.21 ^{-16.56 %}	0.26 ^{-16.92 %}	0.31 ^{18.41 %}	0.26 ^{11.60 %}	0.23 ^{-4.42 %}	0.25 ^{-4.44 %}	0.26 ^{-7.88 %}	0.28 ^{13.87 %}	0.24
EBITDA	0.000 ^{100.00 %}	-255.403 K ^{-104.40 %}	5.799 M ^{-12.46 %}	6.624 M ^{21.87 %}	5.436 M ^{11.91 %}	4.857 M ^{-2.65 %}	4.989 M ^{2 630.28 %}	-197.183 K ^{-19.99 %}	-164.328 K ^{6.73 %}	-176.190 K
Net income ratio	0.17 ^{-16.09 %}	0.21 ^{-16.21 %}	0.25 ^{-13.87 %}	0.29 ^{18.39 %}	0.24 ^{13.83 %}	0.21 ^{-5.93 %}	0.23 ^{-8.03 %}	0.25 ^{4.11 %}	0.24 ^{3.67 %}	0.23
Ratio EBITDA	0.00 ^{100.00 %}	-0.01 ^{-104.76 %}	0.29 ^{-16.56 %}	0.35 ^{13.92 %}	0.31 ^{11.39 %}	0.28 ^{-5.96 %}	0.30 ^{2 433.40 %}	-0.01 ^{-22.41 %}	-0.01 ^{15.37 %}	-0.01
Gross profit ratio	1.00 ^{0.26 %}	1.00 ^{6.73 %}	0.93 ^{-1.87 %}	0.95 ^{5.55 %}	0.90 ^{3.52 %}	0.87 ^{-4.51 %}	0.91 ^{-8.72 %}	1.00 ^{0.00 %}	1.00 ^{0.00 %}	1.00
Weighted average shs out dil	2.057 M ^{-1.88 %}	2.097 M ^{-1.47 %}	2.128 M ^{-4.33 %}	2.224 M ^{-3.54 %}	2.306 M ^{-3.64 %}	2.393 M ^{-1.57 %}	2.431 M ^{-1.39 %}	2.465 M ^{-0.90 %}	2.488 M ^{0.48 %}	2.476 M
Weighted average shs out	2.057 M ^{-1.88 %}	2.097 M ^{-1.47 %}	2.128 M ^{-4.33 %}	2.224 M ^{-3.54 %}	2.306 M ^{-3.64 %}	2.393 M ^{-1.57 %}	2.431 M ^{-1.39 %}	2.465 M ^{-0.90 %}	2.488 M ^{0.48 %}	2.476 M
EPS diluted	1.53 ^{-15.00 %}	1.80 ^{-21.40 %}	2.29 ^{-5.37 %}	2.42 ^{30.81 %}	1.85 ^{18.59 %}	1.56 ^{-0.64 %}	1.57 ^{0.64 %}	1.56 ^{3.31 %}	1.51 ^{13.53 %}	1.33
Earnings per share	1.53 ^{-15.00 %}	1.80 ^{-21.40 %}	2.29 ^{-5.37 %}	2.42 ^{30.81 %}	1.85 ^{18.59 %}	1.56 ^{-0.64 %}	1.57 ^{0.64 %}	1.56 ^{3.31 %}	1.51 ^{13.53 %}	1.33
Gross profit	18.183 M ^{-0.15 %}	18.212 M ^{-1.24 %}	18.440 M ^{2.95 %}	17.911 M ^{12.91 %}	15.864 M ^{4.01 %}	15.252 M ^{-1.15 %}	15.430 M ^{-1.02 %}	15.588 M ^{-1.98 %}	15.903 M ^{10.20 %}	14.430 M
Income tax expense	118.137 K ^{-16.29 %}	141.130 K ^{-30.61 %}	203.389 K ^{-52.81 %}	430.989 K ^{26.99 %}	339.386 K ^{-9.94 %}	376.847 K ^{17.58 %}	320.500 K ^{93.66 %}	165.500 K ^{-75.38 %}	672.220 K ^{178.75 %}	241.154 K
Cost of revenue	0.000 ^{-100.00 %}	3.638 M ^{181.73 %}	1.291 M ^{44.15 %}	895.753 K ^{-47.86 %}	1.718 M ^{-23.51 %}	2.246 M ^{52.39 %}	1.474 M	0.000	0.000	0.000
General and administrative expenses	581.525 K ^{-8.47 %}	635.372 K ^{9.79 %}	578.726 K ^{16.88 %}	495.126 K ^{-77.39 %}	2.189 M ^{-4.24 %}	2.286 M ^{9.69 %}	2.084 M ^{9.94 %}	1.896 M ^{-5.65 %}	2.010 M ^{10.12 %}	1.825 M
Selling and marketing expenses	362.479 K ^{-21.54 %}	462.000 K ^{0.63 %}	459.098 K ^{8.74 %}	422.211 K ^{0.23 %}	421.250 K ^{7.01 %}	393.660 K ^{4.56 %}	376.500 K ^{-9.42 %}	415.664 K ^{-94.07 %}	7.014 M ^{9.34 %}	6.415 M
Other expenses	13.999 M ^{6.10 %}	13.195 M ^{7.05 %}	12.326 M ^{10.35 %}	11.170 M	0.000 ^{100.00 %}	-3.890 M ^{17.52 %}	-4.717 M	0.000	0.000	0.000
Operating expenses	14.943 M ^{4.56 %}	14.292 M ^{6.95 %}	13.364 M ^{10.56 %}	12.088 M ^{38.64 %}	8.719 M ^{80.07 %}	4.842 M ^{2.66 %}	4.717 M ^{-59.30 %}	11.589 M ^{1.01 %}	11.474 M ^{5.25 %}	10.901 M
Cost and expenses	14.943 M ^{26.17 %}	11.843 M ^{-19.19 %}	14.655 M ^{12.88 %}	12.983 M ^{-0.01 %}	12.984 M ^{-3.09 %}	13.398 M ^{5.01 %}	12.760 M ^{10.10 %}	11.589 M ^{1.01 %}	11.474 M ^{5.25 %}	10.901 M
Research and development expenses	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Selling general and administrative expenses	944.004 K ^{-13.98 %}	1.097 M ^{5.74 %}	1.038 M ^{13.13 %}	917.337 K ^{-89.48 %}	8.719 M ^{-0.15 %}	8.732 M ^{-0.30 %}	8.759 M ^{-1.34 %}	8.878 M ^{-1.62 %}	9.024 M ^{9.51 %}	8.240 M
Interest income	20.384 M ^{12.80 %}	18.070 M ^{10.94 %}	16.288 M ^{5.73 %}	15.406 M	0.000	0.000	0.000	0.000	0.000	0.000
Interest expense	5.985 M ^{64.53 %}	3.638 M ^{181.73 %}	1.291 M ^{44.15 %}	895.753 K ^{113.94 %}	418.689 K ^{35.20 %}	309.688 K	0.000	0.000	0.000	0.000
Depreciation and amortization	657.979 K ^{115.76 %}	-4.175 M ^{-677.72 %}	722.638 K ^{-9.73 %}	800.505 K ^{-4.48 %}	838.071 K ^{10.73 %}	756.867 K ^{-10.46 %}	845.324 K ^{120.14 %}	-4.196 M ^{8.64 %}	-4.593 M ^{-23.95 %}	-3.706 M
Operating income	3.240 M ^{-17.33 %}	3.919 M ^{-22.79 %}	5.076 M ^{-12.83 %}	5.824 M ^{-18.49 %}	7.145 M ^{72.13 %}	4.151 M ^{-2.71 %}	4.266 M ^{1.67 %}	4.196 M ^{-8.64 %}	4.593 M ^{23.95 %}	3.706 M
Operating income ratio	0.18 ^{-16.99 %}	0.21 ^{-16.56 %}	0.26 ^{-16.92 %}	0.31 ^{-23.80 %}	0.41 ^{71.32 %}	0.24 ^{-6.02 %}	0.25 ^{-6.24 %}	0.27 ^{-6.80 %}	0.29 ^{12.48 %}	0.26
Total other income expenses net	35.400 K ^{101.42 %}	-2.496 M	0.000	0.000 ^{100.00 %}	-2.547 M ^{-4 939.73 %}	-50.540 K ^{58.70 %}	-122.374 K ^{95.49 %}	-2.711 M ^{-10.68 %}	-2.450 M ^{-1 290.33 %}	-176.190 K
	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Net debt	-12.826 M ^{34.04 %}	-19.446 M ^{-235.79 %}	14.321 M ^{1 041.05 %}	1.255 M ^{171.50 %}	-1.755 M ^{-131.82 %}	5.516 M ^{-72.96 %}	20.398 M ^{782.96 %}	-2.987 M ^{-110.72 %}	27.862 M ^{89.39 %}	14.711 M
Total investments	146.403 M ^{3 559.60 %}	4.001 M ^{-7.26 %}	4.313 M ^{117.87 %}	1.980 M ^{-4.25 %}	2.068 M ^{9.67 %}	1.885 M ^{-5.08 %}	1.986 M	0.000	0.000	0.000
Total debt	9.904 M ^{0.53 %}	9.852 M ^{-66.94 %}	29.800 M ^{50.90 %}	19.749 M ^{12.85 %}	17.500 M ^{16.67 %}	15.000 M ^{-42.78 %}	26.215 M ^{424.30 %}	5.000 M ^{-85.90 %}	35.455 M ^{33.49 %}	26.561 M
Accumulated other comprehensive income loss	-34.138 M ^{-10.50 %}	-30.895 M ^{14.19 %}	-36.004 M ^{-4 148.08 %}	-847.526 K ^{-130.45 %}	2.783 M ^{230.80 %}	-2.128 M ^{62.01 %}	-5.602 M ^{-120.09 %}	-2.545 M ^{-153.67 %}	-1.003 M ^{-301.34 %}	498.342 K
Retained earnings	70.377 M ^{2.34 %}	68.767 M ^{2.88 %}	66.840 M ^{5.18 %}	63.545 M ^{6.29 %}	59.786 M ^{4.50 %}	57.211 M ^{3.59 %}	55.226 M ^{3.89 %}	53.159 M ^{4.20 %}	51.014 M ^{4.08 %}	49.012 M
Common stock	814.238 K ^{0.00 %}	814.238 K ^{0.00 %}	814.238 K ^{0.00 %}	814.238 K ^{0.00 %}	814.238 K ^{0.00 %}	814.238 K ^{0.00 %}	814.238 K ^{0.00 %}	814.238 K ^{0.00 %}	814.238 K ^{0.00 %}	814.238 K
Total equity	17.692 M ^{-12.77 %}	20.281 M ^{48.23 %}	13.683 M ^{-70.57 %}	46.500 M ^{-4.72 %}	48.805 M ^{14.55 %}	42.605 M ^{11.33 %}	38.268 M ^{-4.70 %}	40.155 M ^{-1.21 %}	40.647 M ^{1.50 %}	40.048 M
Other non current liabilities	537.984 M ^{1.91 %}	527.886 M ^{19 416.08 %}	2.705 M ^{-8.64 %}	2.961 M ^{-99.37 %}	467.944 M	0.000 ^{-100.00 %}	161.170 M ^{-56.01 %}	366.382 M ^{13.19 %}	323.700 M ^{-2.91 %}	333.397 M
Long term debt	9.904 M ^{0.53 %}	9.852 M ^{-66.94 %}	29.800 M ^{205.69 %}	9.749 M ^{-2.51 %}	10.000 M ^{-33.33 %}	15.000 M ^{-29.30 %}	21.215 M ^{324.30 %}	5.000 M ^{-85.90 %}	35.455 M ^{33.49 %}	26.561 M
Total non current liabilities	547.888 M ^{1.89 %}	537.738 M ^{152.48 %}	212.981 M ^{10.64 %}	192.499 M ^{-59.72 %}	477.944 M ^{235.71 %}	142.366 M ^{-22.35 %}	183.353 M ^{-50.62 %}	371.300 M ^{3.43 %}	359.001 M ^{-0.24 %}	359.873 M
Other current liabilities	406.554 M ^{4.25 %}	389.989 M ^{13.02 %}	345.063 M ^{5.82 %}	326.095 M ^{8.53 %}	300.473 M ^{24.02 %}	242.284 M ^{42.24 %}	170.339 M	0.000	0.000	0.000
Deferred revenue	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Short term debt	0.000	0.000	0.000 ^{-100.00 %}	10.000 M ^{33.33 %}	7.500 M	0.000 ^{-100.00 %}	5.000 M	0.000	0.000	0.000
Total current liabilities	407.443 M ^{4.32 %}	390.552 M ^{13.13 %}	345.230 M ^{2.70 %}	336.169 M ^{9.16 %}	307.973 M ^{27.11 %}	242.284 M ^{38.18 %}	175.339 M ^{213 655.63 %}	82.028 K ^{-46.79 %}	154.164 K ^{81.45 %}	84.961 K
Total liabilities	547.888 M ^{1.79 %}	538.252 M ^{-3.58 %}	558.211 M ^{5.59 %}	528.667 M ^{10.50 %}	478.417 M ^{24.38 %}	384.651 M ^{7.24 %}	358.693 M ^{-3.42 %}	371.382 M ^{3.40 %}	359.155 M ^{-0.22 %}	359.958 M
Other non current assets	370.376 M ^{-27.80 %}	512.957 M ^{-3.29 %}	530.393 M ^{-2.14 %}	541.974 M ^{9.97 %}	492.834 M ^{23.46 %}	399.194 M ^{7.58 %}	371.070 M ^{-5.14 %}	391.175 M ^{3.19 %}	379.095 M ^{1.24 %}	374.437 M
Long term investments	146.403 M ^{3 559.60 %}	4.001 M ^{-7.26 %}	4.313 M ^{117.87 %}	1.980 M ^{-4.25 %}	2.068 M ^{9.67 %}	1.885 M ^{-5.08 %}	1.986 M	0.000	0.000	0.000
Intangible assets	0.000	0.000 ^{-100.00 %}	45.794 K ^{-66.67 %}	137.380 K ^{-40.00 %}	228.967 K ^{-28.57 %}	320.553 K ^{-22.22 %}	412.140 K ^{-18.18 %}	503.726 K ^{-15.38 %}	595.313 K ^{-13.33 %}	686.900 K
GoodWill	2.654 M ^{0.00 %}	2.654 M ^{0.00 %}	2.654 M ^{0.00 %}	2.654 M ^{0.00 %}	2.654 M ^{0.00 %}	2.654 M ^{0.00 %}	2.654 M ^{0.00 %}	2.654 M ^{0.00 %}	2.654 M ^{0.00 %}	2.654 M
Goodwill and intangible assets	2.654 M ^{0.00 %}	2.654 M ^{-1.70 %}	2.700 M ^{-3.28 %}	2.791 M ^{-3.18 %}	2.883 M ^{-3.08 %}	2.975 M ^{-2.99 %}	3.066 M ^{-2.90 %}	3.158 M ^{-2.82 %}	3.249 M ^{-2.74 %}	3.341 M
Property plant equipment net	7.188 M ^{-4.60 %}	7.534 M ^{-0.79 %}	7.594 M ^{-0.44 %}	7.627 M ^{-3.85 %}	7.933 M ^{-4.68 %}	8.322 M ^{-2.90 %}	8.571 M ^{-7.00 %}	9.217 M ^{-6.57 %}	9.865 M ^{-4.94 %}	10.378 M
Total non current assets	535.593 M ^{1.60 %}	527.145 M ^{-4.88 %}	554.208 M ^{-0.11 %}	554.816 M ^{9.61 %}	506.191 M ^{22.59 %}	412.903 M ^{6.90 %}	386.254 M ^{-4.29 %}	403.550 M ^{2.89 %}	392.209 M ^{1.04 %}	388.156 M
Other current assets	14.993 M ^{817.69 %}	-2.089 M ^{-22 090.89 %}	9.500 K	0.000 ^{-100.00 %}	1.776 M ^{-63.53 %}	4.869 M ^{-54.52 %}	10.707 M	0.000	0.000	0.000
Short term investments	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
cash and cash equivalents	12.826 M ^{-56.22 %}	29.299 M ^{89.27 %}	15.479 M ^{-16.30 %}	18.493 M ^{-3.96 %}	19.255 M ^{103.03 %}	9.484 M ^{63.03 %}	5.817 M ^{-27.16 %}	7.987 M ^{5.19 %}	7.593 M ^{-35.92 %}	11.850 M
Cash and short term investments	12.826 M ^{-56.22 %}	29.299 M ^{89.27 %}	15.479 M ^{-16.30 %}	18.493 M ^{-3.96 %}	19.255 M ^{103.03 %}	9.484 M ^{63.03 %}	5.817 M ^{-27.16 %}	7.987 M ^{5.19 %}	7.593 M ^{-35.92 %}	11.850 M
Total current assets	29.987 M ^{2.35 %}	29.299 M ^{65.67 %}	17.685 M ^{-13.10 %}	20.351 M ^{-3.23 %}	21.031 M ^{46.52 %}	14.353 M ^{34.05 %}	10.707 M ^{34.07 %}	7.987 M ^{5.19 %}	7.593 M ^{-35.92 %}	11.850 M
Inventory	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Net receivables	2.167 M ^{3.74 %}	2.089 M ^{-4.87 %}	2.196 M ^{18.22 %}	1.858 M	0.000	0.000	0.000	0.000	0.000	0.000
Tax assets	8.973 M	0.000 ^{-100.00 %}	9.208 M ^{1 974.55 %}	443.850 K ^{-6.12 %}	472.775 K ^{-10.26 %}	526.854 K ^{-66.23 %}	1.560 M	0.000	0.000	0.000
Other assets	0.000 ^{-100.00 %}	2.089 M	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Account payables	888.397 K ^{57.90 %}	562.635 K ^{237.86 %}	166.531 K ^{126.05 %}	73.670 K	0.000	0.000	0.000	0.000	0.000	0.000
Tax payables	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Deferred revenue non current	0.000 ^{-100.00 %}	134.601 M ^{-25.06 %}	179.613 M ^{0.54 %}	178.640 M	0.000 ^{-100.00 %}	122.841 M ^{-21.51 %}	156.503 M	0.000	0.000	0.000
Minority interest	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Capital lease obligations	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Preferred stock	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Other total stockholders equity	-19.361 M ^{-5.19 %}	-18.406 M ^{-2.44 %}	-17.968 M ^{-5.62 %}	-17.012 M ^{-16.69 %}	-14.579 M ^{-9.68 %}	-13.292 M ^{-9.22 %}	-12.170 M ^{-7.96 %}	-11.273 M ^{-10.77 %}	-10.177 M ^{0.97 %}	-10.277 M
Deferred tax liabilities non current	0.000 ^{-100.00 %}	513.599 K ^{-26.24 %}	696.300 K ^{-39.41 %}	1.149 M	0.000 ^{-100.00 %}	1.127 M ^{16.37 %}	968.300 K	0.000	0.000	0.000
Other liabilities	140.923 M ^{136.13 %}	-390.038 M	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Total assets	565.580 M ^{1.26 %}	558.533 M ^{-2.34 %}	571.894 M ^{-0.57 %}	575.168 M ^{9.09 %}	527.222 M ^{23.40 %}	427.256 M ^{7.63 %}	396.961 M ^{-3.54 %}	411.536 M ^{2.94 %}	399.802 M ^{-0.05 %}	400.005 M
	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Deferred income tax	0.000	0.000 ^{-100.00 %}	44.498 K ^{112.81 %}	-347.415 K	0.000 ^{100.00 %}	-369.353 K ^{17.91 %}	-449.955 K ^{-33.91 %}	-336.017 K	0.000	0.000
Stock based compensation	533.260 K ^{9.25 %}	488.102 K ^{8.61 %}	449.405 K ^{4.70 %}	429.219 K ^{-2.13 %}	438.575 K ^{3.48 %}	423.818 K ^{-7.44 %}	457.887 K ^{-2.25 %}	468.413 K	0.000	0.000
Change in working capital	1.028 M ^{21.89 %}	843.568 K ^{244.84 %}	-582.426 K ^{-8.21 %}	-538.252 K ^{-424.24 %}	-102.673 K ^{86.96 %}	-787.562 K ^{-174.38 %}	1.059 M ^{-19.16 %}	1.310 M	0.000	0.000
Accounts receivables	-78.233 K ^{-173.10 %}	107.021 K ^{131.61 %}	-338.515 K ^{-313.81 %}	-81.804 K ^{73.73 %}	-311.382 K ^{-471.71 %}	-54.465 K ^{-586.65 %}	-7.932 K ^{94.01 %}	-132.396 K	0.000	0.000
Inventory	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Accounts payables	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Other working capital	1.107 M ^{50.23 %}	736.547 K ^{401.97 %}	-243.911 K ^{46.56 %}	-456.448 K ^{-318.70 %}	208.709 K ^{128.47 %}	-733.097 K ^{-168.72 %}	1.067 M ^{-26.03 %}	1.442 M	0.000	0.000
Other non cash items	351.171 K ^{109.89 %}	167.309 K ^{-76.06 %}	698.895 K ^{-31.10 %}	1.014 M ^{-66.18 %}	2.999 M ^{754.89 %}	350.856 K ^{-76.16 %}	1.472 M ^{176.78 %}	-1.917 M ^{48.98 %}	-3.757 M ^{-14.24 %}	-3.288 M
Net cash provided by operating activities	5.728 M ^{-4.06 %}	5.970 M ^{-3.80 %}	6.206 M ^{-8.08 %}	6.751 M ^{-20.28 %}	8.469 M ^{106.66 %}	4.098 M ^{-25.61 %}	5.509 M ^{20.09 %}	4.587 M	0.000	0.000
Investments in property plant and equipment	-261.957 K ^{51.07 %}	-535.347 K ^{10.41 %}	-597.577 K ^{-48.11 %}	-403.459 K ^{-13.04 %}	-356.922 K ^{26.68 %}	-486.814 K ^{-40.71 %}	-345.965 K ^{-18.13 %}	-292.871 K	0.000	0.000
Acquisitions net	0.000	0.000 ^{-100.00 %}	8.100 K ^{-99.98 %}	48.860 M ^{-14.61 %}	57.221 M ^{56 443.57 %}	101.198 K ^{-60.58 %}	256.689 K	0.000	0.000	0.000
Purchases of investments	-49.862 M	0.000 ^{100.00 %}	-52.415 M ^{40.07 %}	-87.460 M ^{34.00 %}	-132.509 M ^{-159.51 %}	-51.061 M ^{-314.12 %}	-12.330 M	0.000	0.000	0.000
Sales maturities of investments	18.869 M	0.000 ^{-100.00 %}	32.026 M ^{-17.03 %}	38.600 M ^{-48.73 %}	75.289 M ^{72.13 %}	43.738 M ^{63.60 %}	26.735 M	0.000	0.000	0.000
Other investing activites	3.189 M ^{-89.69 %}	30.936 M ^{306.65 %}	-14.970 M ^{72.60 %}	-54.630 M ^{40.24 %}	-91.420 M ^{-437.63 %}	-17.004 M ^{-283.93 %}	9.245 M ^{224.16 %}	-7.446 M	0.000	0.000
Net cash used for investing activites	-28.065 M ^{-192.32 %}	30.401 M ^{184.57 %}	-35.948 M ^{34.68 %}	-55.034 M ^{40.04 %}	-91.777 M ^{-271.37 %}	-24.713 M ^{-377.70 %}	8.899 M ^{214.99 %}	-7.739 M	0.000	0.000
Debt repayment	0.000 ^{100.00 %}	-20.000 M ^{-300.00 %}	10.000 M ^{300.00 %}	2.500 M ^{0.00 %}	2.500 M ^{122.29 %}	-11.215 M ^{-14.61 %}	-9.785 M ^{-1 895.41 %}	545.000 K	0.000	0.000
Common stock issued	-258.608 K ^{8.93 %}	-283.953 K ^{62.88 %}	-764.973 K ^{-433.19 %}	-143.470 K	0.000 ^{-100.00 %}	27.337 M ^{5.56 %}	25.897 M ^{20.17 %}	21.551 M	0.000	0.000
Common stock repurchased	-955.601 K ^{-32.36 %}	-721.975 K ^{58.04 %}	-1.721 M ^{29.28 %}	-2.433 M ^{-89.06 %}	-1.287 M ^{-14.70 %}	-1.122 M ^{-25.09 %}	-896.994 K ^{18.13 %}	-1.096 M	0.000	0.000
Dividends paid	-1.558 M ^{1.26 %}	-1.578 M ^{0.47 %}	-1.585 M ^{5.76 %}	-1.682 M ^{0.05 %}	-1.683 M ^{3.16 %}	-1.738 M ^{1.05 %}	-1.756 M ^{0.03 %}	-1.757 M	0.000	0.000
Other financing activites	8.637 M ^{3 525.33 %}	-252.156 K ^{-101.26 %}	20.034 M ^{-59.35 %}	49.280 M ^{-45.44 %}	90.321 M ^{135.94 %}	38.282 M ^{926.39 %}	-4.632 M ^{-147.14 %}	9.827 M	0.000	0.000
Net cash used provided by financing activities	5.865 M ^{126.01 %}	-22.552 M ^{-184.38 %}	26.728 M ^{-43.76 %}	47.521 M ^{-47.01 %}	89.675 M ^{270.45 %}	24.207 M ^{241.80 %}	-17.071 M ^{-327.02 %}	7.520 M	0.000	0.000
Effect of forex changes on cash	0.000	0.000	0.000 ^{-100.00 %}	143.470 K	0.000	0.000	0.000 ^{-100.00 %}	7.593 M	0.000	0.000
Net change in cash	-16.472 M ^{-219.20 %}	13.819 M ^{558.50 %}	-3.014 M ^{-295.63 %}	-761.802 K ^{-111.97 %}	6.366 M ^{77.26 %}	3.592 M ^{234.86 %}	-2.663 M ^{-122.27 %}	11.961 M	0.000	0.000
Cash at beginning of period	29.299 M ^{89.27 %}	15.479 M ^{-16.30 %}	18.493 M ^{-3.96 %}	19.255 M ^{49.39 %}	12.889 M ^{38.63 %}	9.297 M ^{-22.27 %}	11.961 M	0.000	0.000	0.000
Cash at end of period	12.826 M ^{-56.22 %}	29.299 M ^{89.27 %}	15.479 M ^{-16.30 %}	18.493 M ^{-3.96 %}	19.255 M ^{49.39 %}	12.889 M ^{38.63 %}	9.297 M ^{-22.27 %}	11.961 M	0.000	0.000
Operating cash flow	5.728 M ^{-4.06 %}	5.970 M ^{-3.80 %}	6.206 M ^{-6.08 %}	6.608 M ^{-21.98 %}	8.469 M ^{106.66 %}	4.098 M ^{-25.61 %}	5.509 M ^{20.09 %}	4.587 M	0.000	0.000
Capital expenditure	-261.957 K ^{51.07 %}	-535.347 K ^{10.41 %}	-597.577 K ^{-48.11 %}	-403.459 K ^{-13.04 %}	-356.922 K ^{26.68 %}	-486.814 K ^{-40.71 %}	-345.965 K ^{-18.13 %}	-292.871 K	0.000	0.000
Free CashFlow	5.466 M ^{0.57 %}	5.435 M ^{-3.09 %}	5.608 M ^{-9.60 %}	6.204 M ^{-23.52 %}	8.112 M ^{124.64 %}	3.611 M ^{-30.05 %}	5.163 M ^{20.23 %}	4.294 M	0.000	0.000
	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

	2023-12-31	2023-06-30	2022-06-30	2021-12-31	2021-06-30
Revenue	11.246 M ^{6.05 %}	10.604 M ^{12.57 %}	9.420 M ^{-9.18 %}	10.372 M ^{12.40 %}	9.227 M
Net income	1.801 M ^{-8.89 %}	1.977 M ^{-19.60 %}	2.459 M ^{-2.55 %}	2.524 M ^{-12.05 %}	2.869 M
Income before tax	1.857 M ^{-9.98 %}	2.063 M ^{-20.09 %}	2.581 M ^{-3.06 %}	2.662 M ^{-15.78 %}	3.161 M
Income before tax ratio	0.17 ^{-15.12 %}	0.19 ^{-29.01 %}	0.27 ^{6.74 %}	0.26 ^{-25.08 %}	0.34
EBITDA	1.901 M ^{-13.00 %}	2.185 M ^{-18.09 %}	2.667 M	0.000	0.000
Net income ratio	0.16 ^{-14.09 %}	0.19 ^{-28.58 %}	0.26 ^{7.29 %}	0.24 ^{-21.75 %}	0.31
Ratio EBITDA	0.17 ^{-17.97 %}	0.21 ^{-27.23 %}	0.28	0.00	0.00
Gross profit ratio	1.00 ^{0.00 %}	1.00 ^{0.00 %}	1.00 ^{0.00 %}	1.00 ^{0.00 %}	1.00
Weighted average shs out dil	2.090 M ^{-0.66 %}	2.103 M ^{-1.61 %}	2.138 M ^{-1.53 %}	2.171 M ^{-4.52 %}	2.274 M
Weighted average shs out	2.090 M ^{-0.66 %}	2.103 M ^{-1.61 %}	2.138 M ^{-1.53 %}	2.171 M ^{-4.52 %}	2.274 M
EPS diluted	0.86 ^{-8.51 %}	0.94 ^{-18.26 %}	1.15 ^{-0.86 %}	1.16 ^{-7.94 %}	1.26
Earnings per share	0.86 ^{-8.51 %}	0.94 ^{-18.26 %}	1.15 ^{-0.86 %}	1.16 ^{-7.94 %}	1.26
Gross profit	11.246 M ^{6.05 %}	10.604 M ^{12.57 %}	9.420 M ^{-9.18 %}	10.372 M ^{12.40 %}	9.227 M
Income tax expense	55.572 K ^{-35.05 %}	85.558 K ^{-29.80 %}	121.880 K ^{-12.20 %}	138.817 K ^{-52.49 %}	292.172 K
Cost of revenue	0.000	0.000	0.000	0.000	0.000
General and administrative expenses	0.000	0.000	0.000	0.000	0.000
Selling and marketing expenses	0.000	0.000	0.000	0.000	0.000
Other expenses	-2.893 M ^{-201.48 %}	2.851 M ^{16.01 %}	2.458 M ^{-28.89 %}	3.456 M ^{58.49 %}	2.181 M
Operating expenses	2.893 M ^{1.48 %}	2.851 M ^{16.01 %}	2.458 M ^{-28.89 %}	3.456 M ^{58.49 %}	2.181 M
Cost and expenses	9.389 M ^{9.92 %}	8.541 M ^{24.89 %}	6.839 M ^{-11.29 %}	7.709 M ^{27.10 %}	6.066 M
Research and development expenses	0.000	0.000	0.000	0.000	0.000
Selling general and administrative expenses	5.787 M	0.000	0.000	0.000	0.000
Interest income	0.000	0.000	0.000	0.000	0.000
Interest expense	210.320 K ^{-45.87 %}	388.534 K ^{28.47 %}	302.422 K ^{66.33 %}	181.822 K ^{22.89 %}	147.952 K
Depreciation and amortization	43.812 K ^{-64.11 %}	122.085 K ^{41.85 %}	86.065 K	0.000	0.000
Operating income	1.857 M ^{-76.05 %}	7.753 M ^{11.36 %}	6.962 M ^{0.68 %}	6.915 M ^{-1.86 %}	7.046 M
Operating income ratio	0.17 ^{-77.42 %}	0.73 ^{-1.08 %}	0.74 ^{10.85 %}	0.67 ^{-12.69 %}	0.76
Total other income expenses net	0.000	0.000	0.000 ^{100.00 %}	-4.253 M ^{-9.47 %}	-3.885 M
	2023-12-31	2023-06-30	2022-06-30	2021-12-31	2021-06-30

	2023-12-31	2023-06-30	2022-06-30	2021-12-31	2021-06-30
Net debt	36.049 M ^{-5.06 %}	37.971 M ^{-2.78 %}	39.056 M ^{3 011.87 %}	1.255 M ^{-95.85 %}	30.234 M
Total investments	4.001 M	0.000	0.000 ^{-100.00 %}	1.980 M	0.000
Total debt	9.852 M ^{-33.55 %}	14.826 M ^{-25.02 %}	19.774 M ^{0.13 %}	19.749 M ^{57.99 %}	12.500 M
Accumulated other comprehensive income loss	-28.194 M ^{12.28 %}	-32.140 M ^{-21.93 %}	-26.360 M ^{-3 010.20 %}	-847.526 K ^{-122.49 %}	3.769 M
Retained earnings	68.767 M ^{1.81 %}	67.547 M ^{3.57 %}	65.216 M ^{2.63 %}	63.545 M ^{2.79 %}	61.819 M
Common stock	814.238 K ^{-66.21 %}	2.410 M ^{0.00 %}	2.410 M ^{195.98 %}	814.238 K ^{-66.21 %}	2.410 M
Total equity	20.281 M ^{31.46 %}	15.427 M ^{-21.40 %}	19.628 M ^{-57.79 %}	46.500 M ^{-4.86 %}	48.875 M
Other non current liabilities	3.295 M ^{-98.59 %}	232.985 M ^{3.63 %}	224.830 M ^{7 493.61 %}	2.961 M ^{-98.68 %}	225.151 M
Long term debt	9.852 M ^{-33.55 %}	14.826 M ^{-25.02 %}	19.774 M ^{102.85 %}	9.749 M ^{-22.01 %}	12.500 M
Total non current liabilities	148.263 M ^{-40.17 %}	247.812 M ^{1.31 %}	244.605 M ^{27.07 %}	192.499 M ^{-19.00 %}	237.651 M
Other current liabilities	389.426 M ^{31.54 %}	296.057 M ^{-7.05 %}	318.516 M ^{-2.32 %}	326.095 M ^{16.29 %}	280.404 M
Deferred revenue	0.000	0.000	0.000	0.000	0.000
Short term debt	0.000	0.000	0.000 ^{-100.00 %}	10.000 M	0.000
Total current liabilities	389.989 M ^{31.73 %}	296.057 M ^{-7.05 %}	318.516 M ^{-5.25 %}	336.169 M ^{19.89 %}	280.404 M
Total liabilities	538.252 M ^{-1.03 %}	543.868 M ^{-3.42 %}	563.120 M ^{6.52 %}	528.667 M ^{2.05 %}	518.054 M
Other non current assets	505.011 M ^{-4.46 %}	528.564 M ^{-4.87 %}	555.642 M ^{2.52 %}	541.974 M ^{0.10 %}	541.437 M
Long term investments	4.001 M	0.000	0.000 ^{-100.00 %}	1.980 M	0.000
Intangible assets	0.000	0.000	0.000 ^{-100.00 %}	137.380 K	0.000
GoodWill	2.654 M	0.000	0.000 ^{-100.00 %}	2.654 M	0.000
Goodwill and intangible assets	2.654 M	0.000	0.000 ^{-100.00 %}	2.791 M	0.000
Property plant equipment net	7.534 M ^{-0.69 %}	7.587 M ^{-3.04 %}	7.825 M ^{2.59 %}	7.627 M ^{-1.68 %}	7.758 M
Total non current assets	527.145 M ^{-1.68 %}	536.151 M ^{-4.85 %}	563.467 M ^{1.56 %}	554.816 M ^{1.02 %}	549.195 M
Other current assets	53.406 M ^{130.75 %}	23.145 M ^{20.04 %}	19.281 M	0.000 ^{-100.00 %}	17.734 M
Short term investments	0.000	0.000	0.000	0.000	0.000
cash and cash equivalents	-26.196 M ^{-13.18 %}	-23.145 M ^{-20.04 %}	-19.281 M ^{-204.26 %}	18.493 M ^{204.28 %}	-17.734 M
Cash and short term investments	-26.196 M ^{-13.18 %}	-23.145 M ^{-20.04 %}	-19.281 M ^{-204.26 %}	18.493 M ^{204.28 %}	-17.734 M
Total current assets	29.299 M ^{26.59 %}	23.145 M ^{20.04 %}	19.281 M ^{-5.26 %}	20.351 M ^{14.76 %}	17.734 M
Inventory	0.000	0.000	0.000	0.000	0.000
Net receivables	2.089 M	0.000	0.000 ^{-100.00 %}	1.858 M	0.000
Tax assets	7.946 M	0.000	0.000 ^{-100.00 %}	443.850 K	0.000
Other assets	2.089 M	0.000	0.000	0.000	0.000
Account payables	562.635 K	0.000	0.000 ^{-100.00 %}	73.670 K	0.000
Tax payables	0.000	0.000	0.000	0.000	0.000
Deferred revenue non current	134.601 M	0.000	0.000 ^{-100.00 %}	178.640 M	0.000
Minority interest	0.000	0.000	0.000	0.000	0.000
Capital lease obligations	0.000	0.000	0.000	0.000	0.000
Preferred stock	0.000	0.000	0.000	0.000	0.000
Other total stockholders equity	-21.106 M ^{5.74 %}	-22.390 M ^{-3.47 %}	-21.638 M ^{-27.19 %}	-17.012 M ^{11.04 %}	-19.123 M
Deferred tax liabilities non current	513.599 K	0.000	0.000 ^{-100.00 %}	1.149 M	0.000
Other liabilities	0.000	0.000	0.000	0.000	0.000
Total assets	558.533 M ^{-0.14 %}	559.296 M ^{-4.02 %}	582.748 M ^{1.32 %}	575.168 M ^{1.45 %}	566.929 M
	2023-12-31	2023-06-30	2022-06-30	2021-12-31	2021-06-30

	2023-06-30
Deferred income tax	0.000
Stock based compensation	0.000
Change in working capital	0.000
Accounts receivables	0.000
Inventory	0.000
Accounts payables	0.000
Other working capital	0.000
Other non cash items	-1.977 M
Net cash provided by operating activities	0.000
Investments in property plant and equipment	0.000
Acquisitions net	0.000
Purchases of investments	0.000
Sales maturities of investments	0.000
Other investing activites	0.000
Net cash used for investing activites	0.000
Debt repayment	0.000
Common stock issued	0.000
Common stock repurchased	0.000
Dividends paid	0.000
Other financing activites	0.000
Net cash used provided by financing activities	0.000
Effect of forex changes on cash	0.000
Net change in cash	0.000
Cash at beginning of period	0.000
Cash at end of period	0.000
Operating cash flow	0.000
Capital expenditure	0.000
Free CashFlow	0.000
	2023

Date	Form 10K
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Andover Bancorp, Inc. ANDC

Finances

Andover Bancorp, Inc. ^ANDC