First Financial Bancorp. FFBC

24.39 $ -4.32 %

Employee : 2021 | IPO date : 1983-12-21

Previous close : 25.49 $ Open : 25.6 $ Vol. 531.553 K Mid Cap : 2.335 B $

Price objectif

$29.5 20.95 %

Recommandation

Hold

DCF

$50.07

Quick ratio 0.27 indicates that the company may have difficulty covering its short-term debts with its readily available assets

P/E ratio 9.76 may indicate that the company is undervalued or has poor growth prospects

EPS 2.50

ROE 9.60 % indicates low profitability, suggesting that the company is not using equity efficiently to generate profits

ROIC 5.60 % vs 15.20 WACC
does not generate enough return to cover its financing costs, which indicates value destruction and may pose long-term profitability issues

Debt-to-Equity Ratio 0.40 indicates that the company uses more equity than debt, suggesting prudent management

FCF per Share 2.83

Dividend payout ratio 38.50 % indicates that the company is retaining a large portion of its profits to reinvest in growth

Financials

The Piotroski score

The Piotroski F-Score is a financial scoring system that evaluates a company's financial strength using nine criteria. It measures profitability, leverage, liquidity, and operating efficiency, with each criterion scoring 1 point if it meets positive conditions. A score of 0-3 suggests weak financial health, 4-6 indicates average health, and 7-9 points to strong financial performance.

5 indicates moderate financial health

The Altman score

The Altman Z-Score is a formula used to assess a company's financial health and predict the risk of bankruptcy. It combines five financial ratios related to profitability, leverage, liquidity, and efficiency. A Z-Score below 1.8 suggests a high risk of bankruptcy, between 1.8 and 3 indicates moderate risk, and above 3 shows a low risk of financial distress.

-0.40 indicates a high risk of bankruptcy
Cash / Debt

Cash Ratio

The cash ratio makes it possible to assess the wealth of a company and its short-term repayment capacity, as well as the time to be expected for this repayment.

0.05 indicates liquidity risk, as the company may not have enough cash to meet its immediate obligations

Debt Ratio

A company's debt ratio can be calculated by dividing total debt by total assets. A debt ratio of greater than 1.0 or 100% means a company has more debt than assets while a debt ratio of less than 100% indicates that a company has more assets than debt.

0.06 indicates that the company uses little debt to finance its assets, suggesting good financial stability
Free Cash Flow

Free Cash Flow (FCF) is a financial metric that shows how much cash a company generates after covering its operating expenses and capital expenditures. It represents the cash available to the company for paying dividends, repaying debt, or investing in growth.

FCF = Operating Cash Flow - Capital Expenditures

This means that Free Cash Flow is the money left over after the company has paid for its day-to-day operations and invested in necessary assets like equipment or buildings. For example, if a company has an operating cash flow of $5 million and spends $2 million on capital expenditures, its Free Cash Flow is $3 million.

A higher Free Cash Flow means the company has more flexibility and financial strength, which is generally attractive for investors. It indicates that the company can generate enough cash to fund its growth or return value to shareholders.

Earnings Per Share

Earnings per Share (EPS) is a financial metric used to indicate how much profit a company makes for each share of its stock.

EPS = Net Profit / Number of Shares Outstanding

This means that EPS represents the portion of the company's profit assigned to each individual share. For example, if a company makes a profit of 1 million dollars and has 1 million shares outstanding, the EPS would be $1 per share.

A higher EPS generally means the company is more profitable on a per-share basis, which is usually a positive sign for investors.

Sales
No data available