Keweenaw Financial Corporation ^KEFI

Finances

	2024	2023	2022	2021	2020
Revenue	57.259 M ^{7.49 %}	53.270 M ^{10.85 %}	48.055 M ^{-18.58 %}	59.025 M ^{12.38 %}	52.522 M
Net income	6.968 M ^{8.39 %}	6.429 M ^{-35.71 %}	10.000 M ^{-23.66 %}	13.100 M ^{23.01 %}	10.650 M
Income before tax	8.061 M ^{2.96 %}	7.830 M ^{-33.93 %}	11.850 M ^{-27.34 %}	16.309 M ^{21.42 %}	13.433 M
Income before tax ratio	0.14 ^{-4.22 %}	0.15 ^{-40.39 %}	0.25 ^{-10.76 %}	0.28 ^{8.04 %}	0.26
EBITDA	9.421 M ^{1.48 %}	9.283 M ^{-32.13 %}	13.678 M ^{-24.15 %}	18.034 M	0.000
Net income ratio	0.12 ^{0.84 %}	0.12 ^{-42.01 %}	0.21 ^{-6.24 %}	0.22 ^{9.46 %}	0.20
Ratio EBITDA	0.16 ^{-5.59 %}	0.17 ^{-38.77 %}	0.28 ^{-6.84 %}	0.31	0.00
Gross profit ratio	0.68 ^{-7.75 %}	0.74 ^{-18.45 %}	0.91 ^{-1.95 %}	0.92 ^{-7.62 %}	1.00
Weighted average shs out dil	1.161 M ^{0.00 %}	1.161 M ^{0.07 %}	1.160 M ^{0.03 %}	1.159 M ^{0.00 %}	1.159 M
Weighted average shs out	1.161 M ^{0.01 %}	1.161 M ^{0.07 %}	1.160 M ^{0.03 %}	1.159 M ^{0.00 %}	1.159 M
EPS diluted	6.00 ^{8.30 %}	5.54 ^{-35.73 %}	8.62 ^{-23.72 %}	11.30 ^{22.96 %}	9.19
Earnings per share	6.00 ^{8.30 %}	5.54 ^{-35.73 %}	8.62 ^{-23.72 %}	11.30 ^{22.96 %}	9.19
Gross profit	39.020 M ^{-0.84 %}	39.350 M ^{-9.60 %}	43.529 M ^{-20.17 %}	54.530 M ^{3.82 %}	52.522 M
Income tax expense	1.093 M ^{-21.98 %}	1.401 M ^{-24.27 %}	1.850 M ^{-42.36 %}	3.210 M ^{15.32 %}	2.783 M
Cost of revenue	18.240 M ^{31.04 %}	13.920 M ^{207.53 %}	4.526 M ^{0.69 %}	4.495 M	0.000
General and administrative expenses	1.948 M ^{53.89 %}	1.266 M ^{18.46 %}	1.069 M ^{1.72 %}	1.051 M ^{-35.22 %}	1.622 M
Selling and marketing expenses	206.385 K ^{-39.72 %}	342.383 K ^{41.76 %}	241.527 K ^{-39.94 %}	402.147 K ^{131.43 %}	173.768 K
Other expenses	28.804 M ^{-3.71 %}	29.912 M ^{-1.50 %}	30.368 M ^{-17.40 %}	36.767 M	0.000
Operating expenses	30.958 M ^{-1.78 %}	31.521 M ^{-0.50 %}	31.679 M ^{-17.12 %}	38.220 M ^{13.73 %}	33.606 M
Cost and expenses	49.198 M ^{8.27 %}	45.440 M ^{25.51 %}	36.205 M ^{-15.24 %}	42.715 M ^{27.11 %}	33.606 M
Research and development expenses	0.000	0.000	0.000	0.000	0.000
Selling general and administrative expenses	2.154 M ^{33.96 %}	1.608 M ^{22.75 %}	1.310 M ^{-9.81 %}	1.453 M ^{-95.68 %}	33.606 M
Interest income	49.202 M ^{7.38 %}	45.819 M ^{18.96 %}	38.517 M ^{0.87 %}	38.184 M	0.000
Interest expense	18.240 M ^{31.04 %}	13.920 M ^{207.53 %}	4.526 M ^{0.69 %}	4.495 M	0.000
Depreciation and amortization	1.360 M ^{-6.45 %}	1.454 M ^{-20.49 %}	1.828 M ^{6.02 %}	1.724 M	0.000
Operating income	8.061 M ^{2.96 %}	7.830 M ^{-33.93 %}	11.850 M ^{-27.34 %}	16.309 M ^{-13.78 %}	18.916 M
Operating income ratio	0.14 ^{-4.22 %}	0.15 ^{-40.39 %}	0.25 ^{-10.76 %}	0.28 ^{-23.28 %}	0.36
Total other income expenses net	0.000	0.000	0.000	0.000 ^{100.00 %}	-5.483 M
	2024	2023	2022	2021	2020

	2024	2023	2022	2021	2020
Net debt	24.062 M ^{-36.67 %}	37.997 M ^{-48.04 %}	73.121 M ^{460.82 %}	-20.266 M ^{76.42 %}	-85.928 M
Total investments	656.098 M ^{-0.79 %}	661.318 M ^{435 723.09 %}	151.740 K ^{-99.69 %}	49.534 M	0.000
Total debt	59.298 M ^{-9.00 %}	65.160 M ^{-25.77 %}	87.786 M ^{274.19 %}	23.460 M ^{39.64 %}	16.800 M
Accumulated other comprehensive income loss	-31.977 M ^{-0.83 %}	-31.714 M ^{18.01 %}	-38.681 M ^{-2 393.93 %}	-1.551 M ^{-143.67 %}	3.551 M
Retained earnings	115.434 M ^{4.26 %}	110.720 M ^{4.54 %}	105.914 M ^{8.62 %}	97.506 M ^{13.43 %}	85.960 M
Common stock	515.549 K ^{0.00 %}	515.549 K ^{0.00 %}	515.549 K ^{0.00 %}	515.549 K ^{0.00 %}	515.549 K
Total equity	83.973 M ^{5.60 %}	79.522 M ^{17.38 %}	67.748 M ^{-29.77 %}	96.471 M ^{7.16 %}	90.027 M
Other non current liabilities	10.932 M ^{-11.14 %}	12.302 M ^{34.29 %}	9.161 M ^{-20.18 %}	11.477 M ^{-98.68 %}	871.475 M
Long term debt	59.298 M ^{-9.00 %}	65.160 M ^{-25.77 %}	87.786 M ^{274.19 %}	23.460 M ^{39.64 %}	16.800 M
Total non current liabilities	70.230 M ^{-9.34 %}	77.462 M ^{-20.10 %}	96.947 M ^{177.49 %}	34.937 M ^{-96.07 %}	888.275 M
Other current liabilities	842.402 M ^{-2.67 %}	865.489 M ^{-1.66 %}	880.099 M ^{-6.64 %}	942.725 M	0.000
Deferred revenue	0.000	0.000	0.000	0.000	0.000
Short term debt	0.000	0.000	0.000	0.000	0.000
Total current liabilities	842.402 M ^{-2.67 %}	865.489 M ^{-1.66 %}	880.099 M ^{-6.64 %}	942.725 M	0.000
Total liabilities	912.632 M ^{-3.22 %}	942.951 M ^{-3.49 %}	977.045 M ^{-0.06 %}	977.662 M ^{10.06 %}	888.275 M
Other non current assets	269.128 M ^{-10.04 %}	299.154 M ^{-70.00 %}	997.173 M ^{4.85 %}	951.022 M ^{0.21 %}	948.991 M
Long term investments	656.098 M ^{-0.79 %}	661.318 M	0.000	0.000	0.000
Intangible assets	0.000	0.000	0.000	0.000	0.000
GoodWill	19.616 M ^{0.00 %}	19.616 M ^{0.00 %}	19.616 M ^{0.00 %}	19.616 M ^{0.00 %}	19.616 M
Goodwill and intangible assets	19.616 M ^{0.00 %}	19.616 M ^{0.00 %}	19.616 M ^{0.00 %}	19.616 M ^{0.00 %}	19.616 M
Property plant equipment net	12.831 M ^{12.81 %}	11.374 M ^{19.40 %}	9.526 M ^{36.64 %}	6.972 M ^{-28.09 %}	9.696 M
Total non current assets	957.673 M ^{-3.41 %}	991.462 M ^{-3.40 %}	1.026 B ^{4.98 %}	977.610 M ^{-0.07 %}	978.302 M
Other current assets	0.000	0.000	0.000	0.000	0.000
Short term investments	0.000	0.000 ^{-100.00 %}	151.740 K ^{-99.69 %}	49.534 M	0.000
cash and cash equivalents	35.236 M ^{29.72 %}	27.162 M ^{85.23 %}	14.664 M ^{-66.46 %}	43.726 M ^{-57.44 %}	102.728 M
Cash and short term investments	35.236 M ^{29.72 %}	27.162 M ^{83.33 %}	14.816 M ^{-84.11 %}	93.259 M	0.000
Total current assets	38.933 M ^{25.55 %}	31.011 M ^{67.82 %}	18.479 M ^{-80.86 %}	96.523 M	0.000
Inventory	0.000	0.000	0.000	0.000	0.000
Net receivables	3.696 M ^{-3.95 %}	3.849 M ^{5.08 %}	3.662 M ^{12.21 %}	3.264 M	0.000
Tax assets	0.000	0.000	0.000	0.000	0.000
Other assets	0.000	0.000	0.000	0.000	0.000
Account payables	0.000	0.000	0.000	0.000	0.000
Tax payables	0.000	0.000	0.000	0.000	0.000
Deferred revenue non current	0.000	0.000	0.000	0.000	0.000
Minority interest	0.000	0.000	0.000	0.000	0.000
Capital lease obligations	0.000	0.000	0.000	0.000	0.000
Preferred stock	0.000	0.000	0.000	0.000	0.000
Other total stockholders equity	0.000	0.000	0.000	0.000	0.000
Deferred tax liabilities non current	0.000	0.000	0.000	0.000	0.000
Other liabilities	0.000	0.000	0.000	0.000	0.000
Total assets	996.605 M ^{-2.53 %}	1.022 B ^{-2.14 %}	1.045 B ^{-2.73 %}	1.074 B ^{9.80 %}	978.302 M
	2024	2023	2022	2021	2020

	2024	2023	2022	2021	2020
Deferred income tax	0.000	0.000	0.000	0.000	0.000
Stock based compensation	0.000	0.000	0.000	0.000	0.000
Change in working capital	-1.540 M ^{-139.77 %}	3.873 M ^{369.44 %}	-1.437 M ^{-218.45 %}	1.213 M ^{204.93 %}	-1.156 M
Accounts receivables	71.824 K ^{-93.74 %}	1.148 M ^{540.14 %}	179.309 K ^{303.77 %}	-87.997 K ^{94.81 %}	-1.695 M
Inventory	0.000	0.000	0.000	0.000	0.000
Accounts payables	0.000	0.000	0.000	0.000	0.000
Other working capital	-1.612 M ^{-159.16 %}	2.725 M ^{268.55 %}	-1.617 M ^{-224.22 %}	1.301 M ^{141.81 %}	538.164 K
Other non cash items	-238.725 K ^{-110.15 %}	2.351 M ^{-51.35 %}	4.833 M ^{-64.16 %}	13.482 M ^{206.72 %}	-12.633 M
Net cash provided by operating activities	6.549 M ^{-53.57 %}	14.106 M ^{-7.34 %}	15.224 M ^{-48.43 %}	29.519 M ^{1 963.20 %}	-1.584 M
Investments in property plant and equipment	-2.498 M ^{9.32 %}	-2.755 M ^{20.67 %}	-3.473 M ^{-258.81 %}	-967.908 K ^{-117.68 %}	-444.645 K
Acquisitions net	0.000	0.000	0.000	0.000 ^{100.00 %}	-36.616 M
Purchases of investments	0.000	0.000 ^{100.00 %}	-38.588 M ^{77.40 %}	-170.708 M	0.000
Sales maturities of investments	29.252 M ^{47.37 %}	19.850 M ^{-40.73 %}	33.488 M ^{-43.27 %}	59.036 M	0.000
Other investing activites	6.107 M ^{-70.38 %}	20.622 M ^{124.56 %}	-83.951 M ^{-391.82 %}	-17.069 M ^{62.88 %}	-45.987 M
Net cash used for investing activites	32.861 M ^{-12.87 %}	37.717 M ^{140.76 %}	-92.523 M ^{28.67 %}	-129.710 M ^{-56.19 %}	-83.048 M
Debt repayment	-5.862 M ^{74.09 %}	-22.626 M ^{-135.17 %}	64.326 M ^{865.84 %}	6.660 M ^{-60.36 %}	16.800 M
Common stock issued	4.160 K ^{-98.03 %}	211.085 K ^{288.86 %}	54.283 K	0.000	0.000
Common stock repurchased	-261.918 K	0.000	0.000	0.000	0.000
Dividends paid	-1.997 M ^{-8.90 %}	-1.833 M ^{-11.34 %}	-1.647 M ^{-6.00 %}	-1.554 M ^{-3.08 %}	-1.507 M
Other financing activites	-23.087 M ^{-39.21 %}	-16.584 M ^{73.52 %}	-62.627 M ^{-176.59 %}	81.765 M ^{-35.56 %}	126.879 M
Net cash used provided by financing activities	-31.203 M ^{23.58 %}	-40.832 M ^{-38 436.90 %}	106.509 K ^{-99.88 %}	86.871 M ^{-38.90 %}	142.172 M
Effect of forex changes on cash	0.000	0.000	0.000	0.000	0.000
Net change in cash	8.207 M ^{-25.32 %}	10.990 M ^{114.24 %}	-77.193 M ^{-479.57 %}	-13.319 M ^{-123.15 %}	57.540 M
Cash at beginning of period	25.233 M ^{77.17 %}	14.243 M ^{-84.07 %}	89.409 M ^{-12.97 %}	102.728 M ^{127.34 %}	45.188 M
Cash at end of period	33.441 M ^{32.53 %}	25.233 M ^{106.56 %}	12.216 M ^{-86.34 %}	89.409 M ^{-12.97 %}	102.728 M
Operating cash flow	6.549 M ^{-53.57 %}	14.106 M ^{-7.34 %}	15.224 M ^{-48.43 %}	29.519 M ^{1 963.20 %}	-1.584 M
Capital expenditure	-2.498 M ^{9.32 %}	-2.755 M ^{20.67 %}	-3.473 M ^{-258.81 %}	-967.908 K ^{-117.68 %}	-444.645 K
Free CashFlow	4.051 M ^{-64.31 %}	11.351 M ^{-3.40 %}	11.751 M ^{-58.84 %}	28.551 M ^{1 507.18 %}	-2.029 M
	2024	2023	2022	2021	2020


Revenue
Net income
Income before tax
Income before tax ratio
EBITDA
Net income ratio
Ratio EBITDA
Gross profit ratio
Weighted average shs out dil
Weighted average shs out
EPS diluted
Earnings per share
Gross profit
Income tax expense
Cost of revenue
General and administrative expenses
Selling and marketing expenses
Other expenses
Operating expenses
Cost and expenses
Research and development expenses
Selling general and administrative expenses
Interest income
Interest expense
Depreciation and amortization
Operating income
Operating income ratio
Total other income expenses net


Net debt
Total investments
Total debt
Accumulated other comprehensive income loss
Retained earnings
Common stock
Total equity
Other non current liabilities
Long term debt
Total non current liabilities
Other current liabilities
Deferred revenue
Short term debt
Total current liabilities
Total liabilities
Other non current assets
Long term investments
Intangible assets
GoodWill
Goodwill and intangible assets
Property plant equipment net
Total non current assets
Other current assets
Short term investments
cash and cash equivalents
Cash and short term investments
Total current assets
Inventory
Net receivables
Tax assets
Other assets
Account payables
Tax payables
Deferred revenue non current
Minority interest
Capital lease obligations
Preferred stock
Other total stockholders equity
Deferred tax liabilities non current
Other liabilities
Total assets


Deferred income tax
Stock based compensation
Change in working capital
Accounts receivables
Inventory
Accounts payables
Other working capital
Other non cash items
Net cash provided by operating activities
Investments in property plant and equipment
Acquisitions net
Purchases of investments
Sales maturities of investments
Other investing activites
Net cash used for investing activites
Debt repayment
Common stock issued
Common stock repurchased
Dividends paid
Other financing activites
Net cash used provided by financing activities
Effect of forex changes on cash
Net change in cash
Cash at beginning of period
Cash at end of period
Operating cash flow
Capital expenditure
Free CashFlow

Date	Form 10K
2024
2023
2022
2021
2020

Keweenaw Financial Corporation KEFI

Finances

Keweenaw Financial Corporation ^KEFI