TWFG, Inc. Common Stock ^TWFG

Finances

	2024	2023	2022
Revenue	193.720 M ^{16.01 %}	166.990 M ^{13.00 %}	147.784 M
Net income	2.745 M	0.000	0.000
Income before tax	30.087 M ^{19.10 %}	25.262 M ^{8.20 %}	23.347 M
Income before tax ratio	0.16 ^{2.67 %}	0.15 ^{-4.24 %}	0.16
EBITDA	44.330 M ^{42.42 %}	31.127 M ^{15.08 %}	27.047 M
Net income ratio	0.01	0.00	0.00
Ratio EBITDA	0.23 ^{22.77 %}	0.19 ^{1.85 %}	0.18
Gross profit ratio	0.24 ^{10.98 %}	0.22 ^{4.50 %}	0.21
Weighted average shs out dil	14.982 M ^{13.83 %}	13.162 M ^{-97.92 %}	631.750 M
Weighted average shs out	14.772 M ^{12.23 %}	13.162 M ^{-97.92 %}	631.750 M
EPS diluted	0.18 ^{-41.94 %}	0.31 ^{850.92 %}	0.03
Earnings per share	0.19 ^{-38.71 %}	0.31 ^{850.92 %}	0.03
Gross profit	46.570 M ^{28.74 %}	36.173 M ^{18.09 %}	30.633 M
Income tax expense	1.495 M	0.000	0.000
Cost of revenue	147.150 M ^{12.49 %}	130.817 M ^{11.67 %}	117.151 M
General and administrative expenses	16.665 M ^{51.87 %}	10.973 M ^{13.07 %}	9.705 M
Selling and marketing expenses	0.000	0.000	0.000
Other expenses	1.980 M ^{1 136.65 %}	-191.000 K ^{93.15 %}	-2.789 M
Operating expenses	18.645 M ^{72.93 %}	10.782 M ^{55.90 %}	6.916 M
Cost and expenses	165.795 M ^{17.09 %}	141.599 M ^{14.13 %}	124.067 M
Research and development expenses	0.000	0.000	0.000
Selling general and administrative expenses	16.665 M ^{51.87 %}	10.973 M ^{13.07 %}	9.705 M
Interest income	4.376 M ^{391.13 %}	891.000 K ^{1 836.96 %}	46.000 K
Interest expense	2.223 M ^{121.64 %}	1.003 M ^{152.01 %}	398.000 K
Depreciation and amortization	12.020 M ^{147.22 %}	4.862 M ^{47.24 %}	3.302 M
Operating income	27.925 M ^{9.98 %}	25.391 M ^{7.06 %}	23.717 M
Operating income ratio	0.14 ^{-5.20 %}	0.15 ^{-5.25 %}	0.16
Total other income expenses net	2.162 M ^{1 775.97 %}	-129.000 K ^{65.14 %}	-370.000 K
	2024	2023	2022

	2024	2023	2022
Net debt	-185.468 M ^{-1 588.63 %}	12.459 M ^{238.10 %}	-9.022 M
Total investments	0.000	0.000	0.000
Total debt	10.304 M ^{-80.09 %}	51.756 M ^{288.91 %}	13.308 M
Accumulated other comprehensive income loss	83.000 K ^{-83.40 %}	500.000 K ^{457.14 %}	-140.000 K
Retained earnings	15.288 M ^{218.17 %}	4.805 M ^{-85.07 %}	32.180 M
Common stock	148.000 K ^{-76.58 %}	632.000 K ^{0.00 %}	632.000 K
Total equity	275.286 M ^{786.56 %}	31.051 M ^{-46.27 %}	57.786 M
Other non current liabilities	1.146 M ^{10.51 %}	1.037 M	0.000
Long term debt	7.379 M ^{-84.77 %}	48.437 M ^{382.63 %}	10.036 M
Total non current liabilities	8.525 M ^{-82.77 %}	49.474 M ^{392.97 %}	10.036 M
Other current liabilities	18.116 M ^{3.28 %}	17.540 M ^{-47.40 %}	33.345 M
Deferred revenue	0.000	0.000	0.000
Short term debt	2.925 M ^{-11.87 %}	3.319 M ^{1.44 %}	3.272 M
Total current liabilities	39.617 M ^{13.48 %}	34.912 M ^{-24.65 %}	46.331 M
Total liabilities	48.142 M ^{-42.95 %}	84.386 M ^{49.71 %}	56.367 M
Other non current assets	610.000 K ^{-27.12 %}	837.000 K ^{-27.91 %}	1.161 M
Long term investments	0.000	0.000	0.000
Intangible assets	72.978 M ^{100.29 %}	36.436 M ^{70.61 %}	21.356 M
GoodWill	0.000	0.000	0.000
Goodwill and intangible assets	72.978 M ^{100.29 %}	36.436 M ^{70.61 %}	21.356 M
Property plant equipment net	7.992 M ^{161.52 %}	3.056 M ^{4.62 %}	2.921 M
Total non current assets	81.580 M ^{102.29 %}	40.329 M ^{58.54 %}	25.438 M
Other current assets	19.009 M ^{76.88 %}	10.747 M ^{896.01 %}	1.079 M
Short term investments	0.000	0.000	0.000
cash and cash equivalents	195.772 M ^{398.19 %}	39.297 M ^{75.98 %}	22.330 M
Cash and short term investments	195.772 M ^{398.19 %}	39.297 M ^{75.98 %}	22.330 M
Total current assets	241.848 M ^{222.00 %}	75.108 M ^{-15.34 %}	88.715 M
Inventory	0.000	0.000 ^{-100.00 %}	44.665 M
Net receivables	27.067 M ^{7.99 %}	25.064 M ^{21.43 %}	20.641 M
Tax assets	0.000	0.000	0.000
Other assets	0.000	0.000	0.000
Account payables	17.081 M ^{21.55 %}	14.053 M ^{44.67 %}	9.714 M
Tax payables	1.495 M	0.000	0.000
Deferred revenue non current	0.000	0.000	0.000
Minority interest	201.402 M	0.000	0.000
Capital lease obligations	4.385 M ^{82.71 %}	2.400 M ^{3.94 %}	2.309 M
Preferred stock	0.000	0.000	0.000
Other total stockholders equity	58.365 M ^{132.40 %}	25.114 M ^{0.00 %}	25.114 M
Deferred tax liabilities non current	0.000	0.000	0.000
Other liabilities	0.000	0.000	0.000
Total assets	323.428 M ^{180.18 %}	115.437 M ^{1.12 %}	114.153 M
	2024	2023	2022

	2024	2023	2022
Deferred income tax	0.000	0.000	0.000
Stock based compensation	2.219 M	0.000	0.000
Change in working capital	-3.402 M ^{-136.09 %}	-1.441 M ^{65.98 %}	-4.236 M
Accounts receivables	-9.778 M ^{-118.70 %}	-4.471 M ^{46.70 %}	-8.389 M
Inventory	0.000	0.000	0.000
Accounts payables	1.360 M ^{-56.28 %}	3.111 M ^{-37.01 %}	4.939 M
Other working capital	5.016 M ^{6 292.59 %}	-81.000 K ^{89.69 %}	-786.000 K
Other non cash items	1.050 M ^{-28.62 %}	1.471 M ^{-55.98 %}	3.342 M
Net cash provided by operating activities	40.479 M ^{34.24 %}	30.154 M ^{17.08 %}	25.755 M
Investments in property plant and equipment	-3.201 M ^{-1 131.15 %}	-260.000 K ^{97.88 %}	-12.279 M
Acquisitions net	0.000	0.000	0.000
Purchases of investments	0.000	0.000	0.000
Sales maturities of investments	0.000	0.000	0.000
Other investing activites	-21.854 M ^{-51.82 %}	-14.395 M ^{-546.97 %}	-2.225 M
Net cash used for investing activites	-25.055 M ^{-70.97 %}	-14.655 M ^{-1.04 %}	-14.504 M
Debt repayment	-43.437 M ^{-213.29 %}	38.343 M ^{1 600.12 %}	-2.556 M
Common stock issued	193.552 M	0.000	0.000
Common stock repurchased	0.000	0.000	0.000
Dividends paid	-9.307 M ^{72.14 %}	-33.406 M ^{-62.50 %}	-20.558 M
Other financing activites	2.623 M ^{117.93 %}	-14.632 M ^{-286.39 %}	7.850 M
Net cash used provided by financing activities	143.431 M ^{1 579.43 %}	-9.695 M ^{36.48 %}	-15.264 M
Effect of forex changes on cash	0.000	0.000	0.000
Net change in cash	158.855 M ^{2 636.99 %}	5.804 M ^{244.63 %}	-4.013 M
Cash at beginning of period	46.468 M ^{14.27 %}	40.664 M ^{-8.98 %}	44.677 M
Cash at end of period	205.323 M ^{341.86 %}	46.468 M ^{14.27 %}	40.664 M
Operating cash flow	40.479 M ^{34.24 %}	30.154 M ^{17.08 %}	25.755 M
Capital expenditure	-3.201 M ^{79.54 %}	-15.647 M ^{-27.43 %}	-12.279 M
Free CashFlow	37.278 M ^{156.97 %}	14.507 M ^{7.65 %}	13.476 M
	2024	2023	2022

	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31
Revenue	61.736 M ^{6.64 %}	57.891 M ^{11.77 %}	51.796 M ^{11.48 %}	46.462 M ^{-9.13 %}	51.130 M ^{-0.43 %}	51.351 M ^{14.68 %}	44.777 M ^{17.23 %}	38.196 M ^{-17.15 %}	46.100 M ^{4.82 %}	43.979 M ^{13.60 %}	38.715 M
Net income	1.722 M ^{-12.01 %}	1.957 M ^{46.26 %}	1.338 M ^{-15.90 %}	1.591 M ^{37.87 %}	1.154 M	0.000 ^{-100.00 %}	4.000 K ^{100.02 %}	-16.748 M ^{-320.14 %}	7.608 M ^{7.66 %}	7.067 M ^{13.87 %}	6.206 M
Income before tax	10.597 M ^{10.16 %}	9.620 M ^{28.08 %}	7.511 M ^{-18.45 %}	9.210 M ^{25.65 %}	7.330 M ^{5.96 %}	6.918 M ^{4.30 %}	6.633 M ^{1 110.40 %}	548.000 K ^{-92.80 %}	7.608 M ^{7.66 %}	7.067 M ^{31.55 %}	5.372 M
Income before tax ratio	0.17 ^{3.30 %}	0.17 ^{14.59 %}	0.15 ^{-26.85 %}	0.20 ^{38.27 %}	0.14 ^{6.41 %}	0.13 ^{-9.06 %}	0.15 ^{932.51 %}	0.01 ^{-91.31 %}	0.17 ^{2.70 %}	0.16 ^{15.81 %}	0.14
EBITDA	15.994 M ^{17.70 %}	13.589 M ^{24.07 %}	10.953 M ^{-11.40 %}	12.362 M ^{15.25 %}	10.726 M ^{-0.30 %}	10.758 M ^{2.57 %}	10.488 M ^{316.19 %}	2.520 M ^{-72.15 %}	9.048 M ^{8.05 %}	8.374 M ^{28.47 %}	6.518 M
Net income ratio	0.03 ^{-17.49 %}	0.03 ^{30.86 %}	0.03 ^{-24.56 %}	0.03 ^{51.72 %}	0.02	0.00 ^{-100.00 %}	0.00 ^{100.02 %}	-0.44 ^{-365.69 %}	0.17 ^{2.70 %}	0.16 ^{0.24 %}	0.16
Ratio EBITDA	0.26 ^{10.37 %}	0.23 ^{11.00 %}	0.21 ^{-20.52 %}	0.27 ^{26.83 %}	0.21 ^{0.13 %}	0.21 ^{-10.56 %}	0.23 ^{255.02 %}	0.07 ^{-66.39 %}	0.20 ^{3.08 %}	0.19 ^{13.10 %}	0.17
Gross profit ratio	0.28 ^{13.00 %}	0.25 ^{8.15 %}	0.23 ^{6.96 %}	0.21 ^{-9.61 %}	0.24 ^{-3.88 %}	0.24 ^{-9.24 %}	0.27 ^{181.47 %}	0.10 ^{-56.89 %}	0.22 ^{0.66 %}	0.22 ^{8.47 %}	0.20
Weighted average shs out dil	15.101 M ^{0.15 %}	15.078 M ^{0.15 %}	15.056 M ^{-0.01 %}	15.056 M ^{1.12 %}	14.890 M ^{13.13 %}	13.162 M ^{0.00 %}	13.162 M ^{0.00 %}	13.162 M ^{0.00 %}	13.162 M ^{-97.92 %}	631.750 M ^{0.00 %}	631.750 M
Weighted average shs out	15.005 M ^{0.68 %}	14.904 M ^{0.10 %}	14.890 M ^{0.53 %}	14.812 M ^{0.61 %}	14.723 M ^{11.86 %}	13.162 M ^{0.00 %}	13.162 M ^{0.00 %}	13.162 M ^{0.00 %}	13.162 M ^{-97.92 %}	631.750 M ^{0.00 %}	631.750 M
EPS diluted	0.11 ^{-77.55 %}	0.49 ^{444.44 %}	0.09 ^{-18.18 %}	0.11 ^{37.50 %}	0.08 ^{-84.91 %}	0.53 ^{430.00 %}	0.10 ^{107.87 %}	-1.27 ^{-318.97 %}	0.58 ^{5 078.57 %}	0.01 ^{14.29 %}	0.01
Earnings per share	0.11 ^{-77.55 %}	0.49 ^{444.44 %}	0.09 ^{-18.18 %}	0.11 ^{37.50 %}	0.08 ^{-84.91 %}	0.53 ^{430.00 %}	0.10 ^{107.87 %}	-1.27 ^{-318.97 %}	0.58 ^{5 078.57 %}	0.01 ^{14.29 %}	0.01
Gross profit	17.168 M ^{20.50 %}	14.247 M ^{20.88 %}	11.786 M ^{19.24 %}	9.884 M ^{-17.86 %}	12.033 M ^{-4.29 %}	12.573 M ^{4.08 %}	12.080 M ^{229.96 %}	3.661 M ^{-64.28 %}	10.249 M ^{5.52 %}	9.713 M ^{23.21 %}	7.883 M
Income tax expense	977.000 K ^{57.58 %}	620.000 K ^{-5.49 %}	656.000 K ^{-38.00 %}	1.058 M ^{142.11 %}	437.000 K	0.000	0.000 ^{-100.00 %}	878.000 K	0.000	0.000	0.000
Cost of revenue	44.568 M ^{2.12 %}	43.644 M ^{9.08 %}	40.010 M ^{9.38 %}	36.578 M ^{-6.44 %}	39.097 M ^{0.82 %}	38.778 M ^{18.60 %}	32.697 M ^{-5.32 %}	34.535 M ^{-3.67 %}	35.851 M ^{4.63 %}	34.266 M ^{11.14 %}	30.832 M
General and administrative expenses	5.194 M ^{-3.81 %}	5.400 M ^{14.31 %}	4.724 M ^{-5.10 %}	4.978 M ^{3.43 %}	4.813 M ^{28.55 %}	3.744 M ^{19.62 %}	3.130 M ^{6.83 %}	2.930 M ^{4.20 %}	2.812 M ^{2.78 %}	2.736 M ^{9.66 %}	2.495 M
Selling and marketing expenses	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Other expenses	2.940 M ^{98.11 %}	1.484 M ^{11.41 %}	1.332 M ^{5 428.00 %}	-25.000 K ^{95.24 %}	-525.000 K ^{-140.14 %}	1.308 M ^{-20.58 %}	1.647 M ^{701.09 %}	-274.000 K ^{41.08 %}	-465.000 K ^{-76.81 %}	-263.000 K ^{-228.75 %}	-80.000 K
Operating expenses	8.134 M ^{18.16 %}	6.884 M ^{13.67 %}	6.056 M ^{22.27 %}	4.953 M ^{15.51 %}	4.288 M ^{-15.12 %}	5.052 M ^{5.76 %}	4.777 M ^{79.86 %}	2.656 M ^{13.17 %}	2.347 M ^{-5.10 %}	2.473 M ^{2.40 %}	2.415 M
Cost and expenses	52.702 M ^{4.30 %}	50.528 M ^{9.69 %}	46.066 M ^{10.92 %}	41.531 M ^{-4.27 %}	43.385 M ^{-1.02 %}	43.830 M ^{16.96 %}	37.474 M ^{0.76 %}	37.191 M ^{-2.64 %}	38.198 M ^{3.97 %}	36.739 M ^{10.50 %}	33.247 M
Research and development expenses	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Selling general and administrative expenses	5.194 M ^{-3.81 %}	5.400 M ^{14.31 %}	4.724 M ^{-5.10 %}	4.978 M ^{3.43 %}	4.813 M ^{28.55 %}	3.744 M ^{19.62 %}	3.130 M ^{6.83 %}	2.930 M ^{4.20 %}	2.812 M ^{2.78 %}	2.736 M ^{9.66 %}	2.495 M
Interest income	1.574 M ^{-10.11 %}	1.751 M ^{-6.01 %}	1.863 M	0.000	0.000 ^{-100.00 %}	255.000 K ^{50.00 %}	170.000 K	0.000	0.000	0.000	0.000
Interest expense	70.000 K ^{2.94 %}	68.000 K ^{-18.07 %}	83.000 K ^{-15.31 %}	98.000 K ^{-76.16 %}	411.000 K ^{-52.87 %}	872.000 K ^{3.56 %}	842.000 K ^{87.11 %}	450.000 K ^{52.54 %}	295.000 K ^{70.52 %}	173.000 K ^{103.53 %}	85.000 K
Depreciation and amortization	5.327 M ^{36.55 %}	3.901 M ^{16.14 %}	3.359 M ^{9.99 %}	3.054 M ^{2.31 %}	2.985 M ^{0.57 %}	2.968 M ^{-1.49 %}	3.013 M ^{97.96 %}	1.522 M ^{32.93 %}	1.145 M ^{0.97 %}	1.134 M ^{6.88 %}	1.061 M
Operating income	9.034 M ^{22.69 %}	7.363 M ^{28.50 %}	5.730 M ^{16.20 %}	4.931 M ^{-36.33 %}	7.745 M ^{2.98 %}	7.521 M ^{2.99 %}	7.303 M ^{626.67 %}	1.005 M ^{-87.28 %}	7.902 M ^{9.14 %}	7.240 M ^{32.41 %}	5.468 M
Operating income ratio	0.15 ^{15.05 %}	0.13 ^{14.97 %}	0.11 ^{4.24 %}	0.11 ^{-29.94 %}	0.15 ^{3.42 %}	0.15 ^{-10.20 %}	0.16 ^{519.87 %}	0.03 ^{-84.65 %}	0.17 ^{4.12 %}	0.16 ^{16.56 %}	0.14
Total other income expenses net	1.563 M ^{-30.75 %}	2.257 M ^{26.73 %}	1.781 M ^{-58.38 %}	4.279 M ^{1 131.08 %}	-415.000 K ^{31.18 %}	-603.000 K ^{10.00 %}	-670.000 K ^{-46.61 %}	-457.000 K ^{-55.44 %}	-294.000 K ^{-69.94 %}	-173.000 K ^{-80.21 %}	-96.000 K
	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31

	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31
Net debt	-141.967 M ^{5.67 %}	-150.494 M ^{19.41 %}	-186.735 M ^{-0.68 %}	-185.468 M ^{-1.74 %}	-182.291 M ^{-831.65 %}	24.915 M ^{117.55 %}	-141.978 M ^{-1 239.56 %}	12.459 M
Total investments	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Total debt	9.018 M ^{-3.38 %}	9.333 M ^{-3.67 %}	9.689 M ^{-5.97 %}	10.304 M ^{15.71 %}	8.905 M ^{-82.43 %}	50.670 M ^{378.92 %}	10.580 M ^{-79.56 %}	51.756 M
Accumulated other comprehensive income loss	40.000 K ^{-23.08 %}	52.000 K ^{-20.00 %}	65.000 K ^{-21.69 %}	83.000 K ^{1.22 %}	82.000 K ^{-82.44 %}	467.000 K ^{267.72 %}	127.000 K ^{-74.60 %}	500.000 K
Retained earnings	20.305 M ^{9.27 %}	18.583 M ^{11.77 %}	16.626 M ^{8.75 %}	15.288 M ^{11.62 %}	13.697 M ^{21.72 %}	11.253 M ^{1 931.23 %}	554.000 K ^{-88.47 %}	4.805 M
Common stock	150.000 K ^{0.67 %}	149.000 K ^{0.00 %}	149.000 K ^{0.68 %}	148.000 K ^{0.00 %}	148.000 K ^{-77.58 %}	660.000 K ^{400.00 %}	132.000 K ^{-79.11 %}	632.000 K
Total equity	295.745 M ^{2.34 %}	288.971 M ^{3.18 %}	280.057 M ^{1.73 %}	275.286 M ^{2.67 %}	268.134 M ^{297.16 %}	67.512 M ^{-70.97 %}	232.522 M ^{648.84 %}	31.051 M
Other non current liabilities	2.620 M ^{7.03 %}	2.448 M ^{151.59 %}	973.000 K ^{-15.10 %}	1.146 M ^{24.03 %}	924.000 K ^{-12.00 %}	1.050 M ^{-15.53 %}	1.243 M ^{19.86 %}	1.037 M
Long term debt	5.669 M ^{-6.08 %}	6.036 M ^{-9.07 %}	6.638 M ^{-10.04 %}	7.379 M ^{24.27 %}	5.938 M ^{-87.53 %}	47.609 M ^{551.82 %}	7.304 M ^{-84.92 %}	48.437 M
Total non current liabilities	8.289 M ^{-2.30 %}	8.484 M ^{11.47 %}	7.611 M ^{-10.72 %}	8.525 M ^{24.23 %}	6.862 M ^{-85.90 %}	48.659 M ^{469.31 %}	8.547 M ^{-82.72 %}	49.474 M
Other current liabilities	23.285 M ^{0.10 %}	23.262 M ^{10.68 %}	21.018 M ^{16.02 %}	18.116 M ^{-7.04 %}	19.487 M ^{-14.10 %}	22.686 M ^{47.40 %}	15.391 M ^{-12.25 %}	17.540 M
Deferred revenue	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Short term debt	3.349 M ^{1.58 %}	3.297 M ^{8.06 %}	3.051 M ^{4.31 %}	2.925 M ^{-1.42 %}	2.967 M ^{-3.07 %}	3.061 M ^{-6.56 %}	3.276 M ^{-1.30 %}	3.319 M
Total current liabilities	45.137 M ^{-0.57 %}	45.394 M ^{5.91 %}	42.862 M ^{8.19 %}	39.617 M ^{3.99 %}	38.097 M ^{-7.19 %}	41.048 M ^{27.31 %}	32.243 M ^{-7.64 %}	34.912 M
Total liabilities	53.426 M ^{-0.84 %}	53.878 M ^{6.75 %}	50.473 M ^{4.84 %}	48.142 M ^{7.08 %}	44.959 M ^{-49.88 %}	89.707 M ^{119.92 %}	40.790 M ^{-51.66 %}	84.386 M
Other non current assets	734.000 K ^{-5.78 %}	779.000 K ^{45.61 %}	535.000 K ^{-12.30 %}	610.000 K ^{-3.94 %}	635.000 K ^{-20.72 %}	801.000 K ^{-6.10 %}	853.000 K ^{1.91 %}	837.000 K
Long term investments	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Intangible assets	129.386 M ^{2.77 %}	125.901 M ^{55.59 %}	80.919 M ^{10.88 %}	72.978 M ^{-2.73 %}	75.024 M ^{-3.56 %}	77.794 M ^{-3.27 %}	80.420 M ^{120.72 %}	36.436 M
GoodWill	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Goodwill and intangible assets	129.386 M ^{2.77 %}	125.901 M ^{55.59 %}	80.919 M ^{10.88 %}	72.978 M ^{-2.73 %}	75.024 M ^{-3.56 %}	77.794 M ^{-3.27 %}	80.420 M ^{120.72 %}	36.436 M
Property plant equipment net	7.724 M ^{1.05 %}	7.644 M ^{-0.35 %}	7.671 M ^{-4.02 %}	7.992 M ^{141.67 %}	3.307 M ^{1.01 %}	3.274 M ^{-6.88 %}	3.516 M ^{15.05 %}	3.056 M
Total non current assets	137.844 M ^{2.62 %}	134.324 M ^{50.71 %}	89.125 M ^{9.25 %}	81.580 M ^{3.31 %}	78.966 M ^{-3.55 %}	81.869 M ^{-3.44 %}	84.789 M ^{110.24 %}	40.329 M
Other current assets	24.644 M ^{74.64 %}	14.111 M ^{5.68 %}	13.353 M ^{19.54 %}	11.170 M ^{-44.23 %}	20.030 M ^{2 098.68 %}	911.000 K ^{-91.03 %}	10.155 M ^{-5.51 %}	10.747 M
Short term investments	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
cash and cash equivalents	150.985 M ^{-5.53 %}	159.827 M ^{-18.63 %}	196.424 M ^{0.33 %}	195.772 M ^{2.39 %}	191.196 M ^{642.36 %}	25.755 M ^{-83.12 %}	152.558 M ^{288.22 %}	39.297 M
Cash and short term investments	150.985 M ^{-5.53 %}	159.827 M ^{-18.63 %}	196.424 M ^{0.33 %}	195.772 M ^{2.39 %}	191.196 M ^{642.36 %}	25.755 M ^{-83.12 %}	152.558 M ^{288.22 %}	39.297 M
Total current assets	211.327 M ^{1.34 %}	208.525 M ^{-13.62 %}	241.405 M ^{-0.18 %}	241.848 M ^{3.30 %}	234.127 M ^{210.72 %}	75.350 M ^{-60.03 %}	188.523 M ^{151.00 %}	75.108 M
Inventory	0.000	0.000	0.000	0.000	0.000 ^{-100.00 %}	16.675 M	0.000	0.000
Net receivables	35.698 M ^{3.21 %}	34.587 M ^{9.36 %}	31.628 M ^{-9.39 %}	34.906 M ^{52.42 %}	22.901 M ^{-28.45 %}	32.009 M ^{24.02 %}	25.810 M ^{2.98 %}	25.064 M
Tax assets	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Other assets	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Account payables	17.562 M ^{-5.16 %}	18.518 M ^{9.21 %}	16.956 M ^{-0.73 %}	17.081 M ^{12.33 %}	15.206 M ^{-0.62 %}	15.301 M ^{12.71 %}	13.576 M ^{-3.39 %}	14.053 M
Tax payables	941.000 K ^{196.85 %}	317.000 K ^{-82.74 %}	1.837 M ^{22.88 %}	1.495 M ^{242.11 %}	437.000 K	0.000	0.000	0.000
Deferred revenue non current	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Minority interest	216.381 M ^{2.89 %}	210.298 M ^{2.66 %}	204.843 M ^{1.71 %}	201.402 M ^{2.21 %}	197.048 M	0.000 ^{-100.00 %}	176.095 M	0.000
Capital lease obligations	4.528 M ^{3.78 %}	4.363 M ^{2.83 %}	4.243 M ^{-3.24 %}	4.385 M ^{74.15 %}	2.518 M ^{-5.69 %}	2.670 M ^{-7.90 %}	2.899 M ^{20.79 %}	2.400 M
Preferred stock	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Other total stockholders equity	58.869 M ^{-1.70 %}	59.889 M ^{2.60 %}	58.374 M ^{0.02 %}	58.365 M ^{2.11 %}	57.159 M ^{3.68 %}	55.132 M ^{-0.87 %}	55.614 M ^{121.45 %}	25.114 M
Deferred tax liabilities non current	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Other liabilities	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Total assets	349.171 M ^{1.84 %}	342.849 M ^{3.73 %}	330.530 M ^{2.20 %}	323.428 M ^{3.30 %}	313.093 M ^{99.14 %}	157.219 M ^{-42.48 %}	273.312 M ^{136.76 %}	115.437 M
	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31

	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31
Deferred income tax	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Stock based compensation	987.000 K ^{-34.85 %}	1.515 M ^{25.83 %}	1.204 M ^{-0.25 %}	1.207 M	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Change in working capital	-1.279 M ^{71.95 %}	-4.559 M ^{-216.27 %}	3.921 M ^{445.77 %}	-1.134 M ^{-313.16 %}	532.000 K ^{119.98 %}	-2.662 M ^{-1 828.99 %}	-138.000 K ^{82.71 %}	-798.000 K ^{47.98 %}	-1.534 M ^{-4.14 %}	-1.473 M ^{-162.31 %}	2.364 M
Accounts receivables	-1.111 M ^{62.43 %}	-2.957 M ^{-190.26 %}	3.276 M ^{206.05 %}	-3.089 M ^{-1 306.64 %}	256.000 K ^{104.13 %}	-6.199 M ^{-730.97 %}	-746.000 K ^{-152.83 %}	1.412 M ^{150.86 %}	-2.776 M ^{20.34 %}	-3.485 M ^{-1 021.96 %}	378.000 K
Inventory	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Accounts payables	-326.000 K ^{-307.50 %}	-80.000 K ^{-103.26 %}	2.455 M ^{515.40 %}	-591.000 K ^{31.44 %}	-862.000 K ^{-141.80 %}	2.062 M ^{148.13 %}	831.000 K ^{170.84 %}	-1.173 M ^{-260.68 %}	730.000 K ^{-4.70 %}	766.000 K ^{-72.53 %}	2.788 M
Other working capital	158.000 K ^{110.38 %}	-1.522 M ^{15.91 %}	-1.810 M ^{-171.09 %}	2.546 M ^{123.73 %}	1.138 M ^{-22.85 %}	1.475 M ^{761.43 %}	-223.000 K ^{78.50 %}	-1.037 M ^{-302.54 %}	512.000 K ^{-58.91 %}	1.246 M ^{255.36 %}	-802.000 K
Other non cash items	298.000 K ^{223.14 %}	-242.000 K ^{-178.57 %}	308.000 K ^{-4.05 %}	321.000 K ^{-75.59 %}	1.315 M ^{647.16 %}	176.000 K ^{-29.60 %}	250.000 K ^{123.21 %}	112.000 K ^{-36.00 %}	175.000 K ^{-7.89 %}	190.000 K ^{-80.89 %}	994.000 K
Net cash provided by operating activities	14.953 M ^{55.52 %}	9.615 M ^{-38.54 %}	15.645 M ^{34.87 %}	11.600 M ^{-1.07 %}	11.725 M ^{58.45 %}	7.400 M ^{-24.13 %}	9.754 M ^{61.20 %}	6.051 M ^{-18.16 %}	7.394 M ^{6.88 %}	6.918 M ^{-29.34 %}	9.791 M
Investments in property plant and equipment	-69.000 K ^{-56.82 %}	-44.000 K ^{-193.33 %}	-15.000 K ^{99.49 %}	-2.921 M ^{-1 153.65 %}	-233.000 K ^{-497.44 %}	-39.000 K ^{-387.50 %}	-8.000 K ^{81.40 %}	-43.000 K ^{73.62 %}	-163.000 K ^{-443.33 %}	-30.000 K ^{-25.00 %}	-24.000 K
Acquisitions net	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Purchases of investments	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Sales maturities of investments	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Other investing activites	-16.970 M ^{52.19 %}	-35.496 M ^{-218.32 %}	-11.151 M ^{-1 946.06 %}	-545.000 K ^{-309.77 %}	-133.000 K ^{34.48 %}	-203.000 K ^{99.03 %}	-20.973 M ^{-141.90 %}	-8.670 M ^{-1 337.81 %}	-603.000 K ^{87.50 %}	-4.825 M ^{-1 524.58 %}	-297.000 K
Net cash used for investing activites	-17.039 M ^{52.06 %}	-35.540 M ^{-218.29 %}	-11.166 M ^{-222.16 %}	-3.466 M ^{-846.99 %}	-366.000 K ^{-51.24 %}	-242.000 K ^{98.85 %}	-20.981 M ^{-140.80 %}	-8.713 M ^{-1 037.47 %}	-766.000 K ^{84.22 %}	-4.855 M ^{-1 412.46 %}	-321.000 K
Debt repayment	-479.000 K ^{-0.63 %}	-476.000 K ^{-0.63 %}	-473.000 K ^{-0.85 %}	-469.000 K ^{98.87 %}	-41.612 M ^{-6 010.43 %}	-681.000 K ^{-0.89 %}	-675.000 K ^{-102.23 %}	30.316 M ^{4 672.55 %}	-663.000 K ^{-107.10 %}	9.342 M ^{1 532.82 %}	-652.000 K
Common stock issued	0.000	0.000	0.000 ^{100.00 %}	-7.122 M	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Common stock repurchased	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Dividends paid	-2.587 M ^{76.98 %}	-11.239 M ^{-455.29 %}	-2.024 M ^{8.33 %}	-2.208 M	0.000 ^{100.00 %}	-4.679 M ^{-93.35 %}	-2.420 M ^{88.05 %}	-20.243 M ^{-679.18 %}	-2.598 M ^{49.91 %}	-5.187 M ^{3.55 %}	-5.378 M
Other financing activites	-3.307 M ^{-1 008.52 %}	364.000 K ^{-62.55 %}	972.000 K ^{-84.02 %}	6.083 M ^{-96.87 %}	194.645 M ^{5 803.70 %}	3.297 M ^{552.88 %}	-728.000 K ^{69.37 %}	-2.377 M ^{-489.67 %}	610.000 K ^{133.32 %}	-1.831 M ^{83.41 %}	-11.034 M
Net cash used provided by financing activities	-6.373 M ^{43.86 %}	-11.351 M ^{-644.33 %}	-1.525 M ^{58.96 %}	-3.716 M ^{-102.43 %}	153.033 M ^{7 517.98 %}	-2.063 M ^{46.04 %}	-3.823 M ^{-149.68 %}	7.696 M ^{390.31 %}	-2.651 M ^{-214.07 %}	2.324 M ^{113.62 %}	-17.064 M
Effect of forex changes on cash	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000
Net change in cash	-8.459 M ^{77.31 %}	-37.276 M ^{-1 361.88 %}	2.954 M ^{-33.14 %}	4.418 M ^{-97.31 %}	164.392 M ^{3 126.54 %}	5.095 M ^{133.85 %}	-15.050 M ^{-398.97 %}	5.034 M ^{26.58 %}	3.977 M ^{-9.35 %}	4.387 M ^{157.77 %}	-7.594 M
Cash at beginning of period	171.001 M ^{-17.90 %}	208.277 M ^{1.44 %}	205.323 M ^{2.20 %}	200.905 M ^{450.23 %}	36.513 M ^{16.22 %}	31.418 M ^{-32.39 %}	46.468 M ^{12.15 %}	41.434 M ^{10.62 %}	37.457 M ^{13.27 %}	33.070 M ^{-18.67 %}	40.664 M
Cash at end of period	162.542 M ^{-4.95 %}	171.001 M ^{-17.90 %}	208.277 M ^{1.44 %}	205.323 M ^{2.20 %}	200.905 M ^{450.23 %}	36.513 M ^{16.22 %}	31.418 M ^{-32.39 %}	46.468 M ^{12.15 %}	41.434 M ^{10.62 %}	37.457 M ^{13.27 %}	33.070 M
Operating cash flow	14.953 M ^{55.52 %}	9.615 M ^{-38.54 %}	15.645 M ^{34.87 %}	11.600 M ^{-1.07 %}	11.725 M ^{58.45 %}	7.400 M ^{-24.13 %}	9.754 M ^{61.20 %}	6.051 M ^{-18.16 %}	7.394 M ^{6.88 %}	6.918 M ^{-29.34 %}	9.791 M
Capital expenditure	-7.082 M ^{-15 995.45 %}	-44.000 K ^{-193.33 %}	-15.000 K ^{99.56 %}	-3.380 M ^{-773.39 %}	-387.000 K ^{-26.06 %}	-307.000 K ^{98.54 %}	-20.981 M ^{-130.18 %}	-9.115 M ^{-1 088.40 %}	-767.000 K ^{85.74 %}	-5.380 M ^{-1 297.40 %}	-385.000 K
Free CashFlow	7.871 M ^{-17.76 %}	9.571 M ^{-38.77 %}	15.630 M ^{90.15 %}	8.220 M ^{-27.50 %}	11.338 M ^{59.85 %}	7.093 M ^{163.18 %}	-11.227 M ^{-266.42 %}	-3.064 M ^{-146.24 %}	6.627 M ^{330.88 %}	1.538 M ^{-83.65 %}	9.406 M
	2025	2025	2025	2024	2024	2024	2024	2023	2023	2023	2023

Date	Form 10K
2024	https://www.sec.gov/Archives/edgar/data/2007596/000162828025015138/twfg-20241231.htm
2023
2022

TWFG, Inc. Common Stock TWFG

Finances

TWFG, Inc. Common Stock ^TWFG